This Versa is too slow,
Compared to if you put in KDI Save 28.10.22 morning, here you lost 4days of interest=RM11.47 based of RM30k@ 3.5%

That is assuming Versa starts interest from today for your money reflected.

Versa 4% is extra 0.5% over KDI
Extra you get from Versa is RM12.33 in 30 days

This not consider when we withdraw from Versa another few days delay unlike KDi same day get money

So transferring money from KDI to Versa is it worthwhile?

people who WD money from KDI to place in Versa hoping to gain from the extra 0.5%, it may not be worthwhile if you consider the days of lost interest if you stay put.