different asset allocation, different risk exposure --> different return

Why would you even use go+.
They are there to tipu ppl on the back of tng digital that's all.

most important is bottom line- earning nett same 4.0% till 30.6.23 :thumbsup:
Regular Versa not bad also, tested WD 28.3.23 Tue 12.20pm, money in bank next day  29.3.23 3.00pm! Even faster than if WD KDI so late.

Versa only problem is deposit slow, cant fight KDI same day earning interest.
Versa said we will get same 4% for both
Ini betul kah you sudah baca?
Versa already stated  both will pay us nett 4.0% SAME!

Why you want to mislead people here?
mana proof Versa said it will pay Cash i  0.3% lower?
fierce fight for KDI  now

if tested consistently  can get money in time during WD,i may move from KDI .
better  if can improve deposit time lag.

good luck then, even bank might fail
anyway, stay positive

Versa has new competitor with Stash away Simple. Doesn't state that it has a limit for the 4.1%

Just got this via email:

Versa Cash i
Here  is what you get:

1Deposit  FPX -4.4.23 Tues 8.00am RM26300

Value showed in apps at 10pm
7.4.23 RM26302.59
8.4.23 26305.19
13.4.23 26312.99
18.4.23 26318.19
22.4.23 26328.59
26.4.23  26331.19

Just how  good is that?
2.1-2.6% only

see later Versa really can make it 4%  or not

?by early next month

ah....you should reply last Sunday, so i can notice your id and buy your id 3288 at dmc

BTW, why no try Rize, 5% now.

Campaign Update

Yes, you’ve guessed it right! We’re extending the 4.0% p.a. net returns promo for Versa Cash and Versa Cash-i to 31 Aug 2023.
Save today! Don’t miss this opportunity to save more now!

*T&C’s apply. Learn more here https://bit.ly/3x7RRAb

Quite crazy their promotion
Imagine 10k in December how much you will get
Just assume Dec base rate is 3.4%

So again it will be
3.4% + 0.90% = 4.3%
3.4% + 8.6% = 12%

Total would be 3.4% + 0.9% + 8.6% = 12.9%

10000 x 12.9% / 365 x 31 days = RM109.56

Hope my calculations is correct

Which Versa fund you referring to ?

You can't calculate like that.

The risk free rate is 3.7%, you need to calculate the diff that 1% is getting you.

In this case 1% x 30k x 8/12 months is RM200.

If your RM500*8= RM4k dropped more than RM200, then you are already losing.