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Investment Versa

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1mr3tard3d
post Jul 5 2025, 11:52 AM

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QUOTE(kkk8787 @ Jul 5 2025, 09:02 AM)
How do I keep track of all the money I have inside

I do not have evidence of it for future reference
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u may register at i-access to view/download
can't remember when they announced it, should be able to find the announcement if u didn't delete old emails
1mr3tard3d
post Jul 11 2025, 04:20 PM

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QUOTE(dudester @ Jul 11 2025, 03:18 PM)
For the 4.2% promotion. Upon withdrawal after 31 Jan 2026, will there be finance charges ? I thought i read somewhere 0.3% charges for some product.
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0.3% is quite likely to be the management fee
which has been deducted and been reflected in your balance, so no further charge
the fixed 4.2% is for versa cash only

This post has been edited by 1mr3tard3d: Jul 11 2025, 04:22 PM
1mr3tard3d
post Jul 12 2025, 12:30 PM

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QUOTE(johnnyenglish123 @ Jul 12 2025, 12:02 PM)
this 4.2% is it counted on a daily basis?

Like in a month 30 days, deposited on the 15th day, then till end month only entitled for 15 days (half of month) of that month's interest?

Asking about this because I deposited 2k (first timer) and it took like 3 days for them to actually arrive in my account. So in this case I've lost the 3 days interest?

And another question, unit price for CASH. Will it be the same when I withdraw on February? Or might go up/down

Thanks in advanced!
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4.2% p.a. (per annum) means balance X 4.2% / 365
save --> versa cash --> in the overview page, scroll down and see the total units quantity
AHAM EDF, select historical NAVs
the NAVs did go down but due to distribution which increases the total units
as for the risk assessment, refer to the annual report in the above link
1mr3tard3d
post Jul 29 2025, 04:53 PM

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QUOTE(7498 @ Jul 29 2025, 04:01 PM)
I just deposited into Versa Cash for the 4.2% quest. The status says "submitted" and notes "complete by 1/8/2025."

If the transaction only completes on 1/8/2025, will I still be eligible for the 4.2%? Is eligibility based on the deposit date or the completion date?
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you just need to go to the quests tab from Versa app

» Click to show Spoiler - click again to hide... «

& u would be eligible if there is a green tick on the bottom right
1mr3tard3d
post Aug 7 2025, 10:21 AM

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user posted image
that appears untrue
user posted image
1mr3tard3d
post Aug 7 2025, 02:30 PM

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QUOTE(kelvinfixx @ Aug 7 2025, 01:33 PM)
Now 3.3% only, wth?
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was 3.3% for July 2025, which is around the market rate, it outperformed peers slightly in May and June

» Click to show Spoiler - click again to hide... «

if outperformed by significant margin, should be concern about the risk involved

This post has been edited by 1mr3tard3d: Aug 8 2025, 10:33 AM
1mr3tard3d
post Aug 8 2025, 10:29 AM

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QUOTE(guy3288 @ Aug 7 2025, 09:29 PM)

7.5.25 Deposit RM49k @1.2346 = 39688.97ii
13.5. deposit RM35k @1.2354 = 28330.90 ii    Total units 68019.87ii
8.7.25 Quest Aútodebit RM1200 @1.2375 = 969.7 ii = Total units 69265.11  Value RM85715.57
10.7.25 Quest 0.1%  RM0.82 = 0.66 ii

24.7.25 Sell RM19966.10 @ 1.2371  , minus 16139.44ii, Balance units 53266.30ii Value RM65895.74
25.7.25 Quest 2%  RM241.64 @ 1.2372 = 195.31ii
25.7.25 Quest 0,3% RM4.52 = 3.65 ii    Total units 53465.26ii Value RM66147.22
31.7.25 Sell RM40012.92 @1.2377, minus 32328.45 ii, Balance Units 21136.81ii Value RM26161.03
With the Quest Bonuses in, return rate  should be higher,
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without quest bonus: 3.69% (daily compound) 3.71% (simple)
with bonus: 5% (daily compound) 5.03% (simple)
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