which recommended etf gold at moomoo?

not long term but within 2 year. manage to secure profit around 1k. and after that park at other platform. their gold etf is.... okay la

I bought SPDR Gold MiniShares last year. Up 40% as of now

anyone know for the monthly auto-debit what time they usually deduct from bank account?

I get my auto debit acknowledgement emails around 7-8.30am on the 6th of every month, or later (apparently 6th that fall on Sunday-Monday result in Tuesday acknowledgement). Only started this year so only had 5 data points to tell you this.

New to versa, currently what is the return rate and promo rate? Planning to open account to park my money.

read details from versa website

https://versa.com.my/save/



promos rates are gained from quests/tasks https://versa.com.my/versapromotions/

for low risk right now 3.89% pa, better than other digital banks.
few promos happening now too. check out their website

very interesting. Need to check

Interesting, finding place to park my money.
the 3.89% yet deduct out the 0.3% management fee?
Final rate = 3.59%?

no, that is the net return u would have received in MAY 2024 only
could be higher or lower
NAV 31/5 RM 1.2351 + distribution RM 0.0025 = RM 1.2376
NAV 30/4 RM 1.2336
(1.2376/1.2336-1) = 0.3243%
(1+0.003243/31)^365-1 ~ 3.89%
April 2025 was ~ 3.59%

checked this with their customer service before, 3.89% is nett nett after management fee already

Thanks for explanation.
And on top of this rate, if I do the quest will get extra rate.
Not bad for temporary parking my money.
Better than nothing.

Just topup money to activate account on Friday 6thJune. But it show complete by 13th June. So slow processing.

first top up is 5 days. subsequent is 2 days

Versa return my tracking so far

9.5.25 rm80.7k
16.5.25 added 30k
Cost rm110.7k

Referral bonus rm20
Total today RM 111126.73

Minus rm20, profit rm406.73
Return about 4.3%
So far only received Quest reward Rm6.84 (referral 1%)

Anyone can do more accurate calculated return?

This post has been edited by guy3288: Jun 13 2025, 10:29 AM

versa hard to calc

today's value isn't today's value actually

can't reconcile with your information
but the return between 17.5.25 and 11.6.25 is approximately 4.09% + referral bonus 1% ~ 4.19%?

Idk how to calculate but would love to try if you can teach me how you extracted your numbers and which transaction date(s) is appropriate to cut off at.. 😵

I'm surprised it's over 4%, as I always had this impression it performs worse than KDI especially when you don't do the quests...

that is why I want to see
how far Versa's return
compared to what we received in RM terms



Thanks bro, appreciated your Excel calculation

but i noticed the numbers quite different from my own record here

7.5.25 deposited RM80.7k completed on 9.5.25

9.5.25 65365.31 units

14.5.25 added RM30k completed on 16.5.25

16.5.25 noted 89646.98 units

1.6.25 noted +189.6 units = 89836.58 units

29.5.25 reinvestment RM224.12
+181.5 units

extra 8.1units from?

11.6.25 Noted total is RM111091.92 and units = 89836.58

Today 13.6.25 morning noted RM111 126.73 , units =89850.20

also noted 11.6.25 Referrral Quest Bonus 1% RM6.84

Referral bonus 28.5.25 RM10, 11.6.25 RM10

Hope can see more accurate return with the above

Thanks again

the 8.1 unit is the referral bonus RM 10