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Investment Versa

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ronnie
post Feb 2 2024, 12:44 PM

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QUOTE(Ancient-XinG- @ Feb 2 2024, 08:54 AM)
The movement of the fund ahould be every business day.

Why versa movement is ver very inconsistent nowadays??

Anyone noticed this?
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Which Versa fund you referring to ?
ronnie
post Feb 2 2024, 03:24 PM

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user posted image

Lucky winners from the survey
ronnie
post Feb 17 2024, 03:58 PM

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All these fees just for show to investor because it’s all based on NAV when you buy/sell.
ronnie
post Feb 17 2024, 05:52 PM

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NAV = NET ASSET VALUE
means net off sales fee, net off trustee fee, net off mgmt fee
ronnie
post Feb 28 2024, 08:39 AM

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Campaign BONUS payout done on 26/2/2024
ronnie
post Mar 1 2024, 04:02 PM

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QUOTE(cybpsych @ Mar 1 2024, 02:50 PM)
those who placed PRS via Versa, where do you get the supporting document for placement via Versa?

now is income tax eFiling time, PRS field doesnt automatic filled with amount.

is Versa PRS eligible for tax relief?
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logon to AHAM and download the 1 Jan to 31 Dec 2023 statement

LHDN only accepts statement from PRS provider (not PPA.my)

Reply from PPA
QUOTE
Please take note for the purposes of tax relief claim, the PRS Provider's statement remains as the official document. Kindly request the Tax Relief Statement or any supporting document or any reports you require from your PRS Provider


This post has been edited by ronnie: Mar 1 2024, 04:03 PM
ronnie
post Mar 28 2024, 03:03 PM

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QUOTE(Cubalagi @ Mar 28 2024, 01:26 PM)
Depend on timeframe. This year has been pretty decent so far.

Aham PRS Moderate Fund performance

user posted image

Hopefully can hit 10% for the whole 2024.
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if the economy does well.... 10% is abit too much hahaha
ronnie
post Mar 28 2024, 03:58 PM

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QUOTE(Cubalagi @ Mar 28 2024, 03:40 PM)
If the China economy does well, 10% is possible.
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India is the upcoming economy
ronnie
post Mar 29 2024, 07:27 AM

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QUOTE(sweetpea123 @ Mar 29 2024, 12:33 AM)
freaking Versa /AHAM staff keep bugging me for EPF statement after I have given them previous employers' details and length of service. Anyone having the same problem. I asked , what if I dont give my EPF statement (super sensitive doc), they said they might close the Versa acc n return my moolah.  tongue.gif  tongue.gif

anyone having the same problem?
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what's the problem with showing the EPF statement ?
all financial institution uses that to gauge your income level and see if your salary slip is fake or not
ronnie
post Mar 29 2024, 07:29 AM

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QUOTE(sweetpea123 @ Mar 29 2024, 02:19 AM)
it is, to me .. Makes no sense why they need it anyway tongue.gif
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we also cannot make sense of it on your own P&C about it.... probably one of the millionaire EPF holders
ronnie
post Mar 29 2024, 02:16 PM

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QUOTE(uglyduckling422 @ Mar 29 2024, 01:31 PM)
Asking stupid question. if suddenly you pass away, then yr husband or wife doesn't know about this versa how? how do you remind them you got money in versa, kenanga, asn, etc?
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that's the valid question for "digital investment".... i hope you provide the smartphone password also.
ronnie
post Mar 30 2024, 12:05 PM

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QUOTE(sweetpea123 @ Mar 30 2024, 02:10 AM)
nah, too shy to show that I have only a few hundred inside  tongue.gif
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few hundred millions ?
ronnie
post Mar 30 2024, 05:53 PM

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QUOTE(MaJYun @ Mar 30 2024, 04:51 PM)
I also noticed that the money got deposited into your versa account much slower(at least one working day slower)if I am transferring a few thousand ringgits versus few hundreds. Not sure is it because of the holiday.
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Anything after 4PM is processed on the next business day
ronnie
post Mar 31 2024, 12:34 PM

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QUOTE(virtualgay @ Mar 31 2024, 12:23 PM)
anyone here plan to invest 3k in PRS with VERSA this year even there is no promo or wait till last minute then only invest?
i am thinking waiting for promo to come - not sure will come or not but worth waiting till like oct nov 2024
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personally i'll wait... year end sure got promo.
ronnie
post Apr 2 2024, 12:07 PM

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Since I started with Versa Cash at July-2021...

My Capital = RM16,500
Value as of today = RM18,250 (includes bonus, referral, incentive)

Based on 4% p.a. from July 2021 to March 2024, I should get RM18,355
Current at loss of RM105...

Should I continue in Versa or just move to ASM3 ?

This post has been edited by ronnie: Apr 2 2024, 12:17 PM
ronnie
post Apr 2 2024, 01:14 PM

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QUOTE(Barricade @ Apr 2 2024, 12:38 PM)
You sure Versa give 4% p.a from 2021 until now ar? Get your facts right first la!

https://versa.com.my/how-should-you-use-fixed-deposits/

From this article in 2021 it seems like interest is only 2.4% when it started
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need to find my old records

July 2021 : 2.15%
Aug 2022 : 2.5%
Sep 2022 : 3.2%
Nov 2022 : 4.0%
Jul 2023 : 4.3%
Oct 2023 : 6%
Dec 2023: 12%
Jan 2024 : 4.0%

now thats a profit

FD base on the rate above: RM18,130.37
Versa: RM18,250 (includes bonus, referral, incentive)

Profit :RM120




This post has been edited by ronnie: Apr 2 2024, 02:27 PM
ronnie
post Apr 4 2024, 01:11 PM

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QUOTE(omron @ Apr 4 2024, 12:27 PM)
anyone already widraw money from versa prs ?
i afraid this is scam once i reach 55 years later i cannot widraw it.
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your funds are with trustees and you can go to AHAM to withdraw if VERSA chap-lap
ronnie
post Apr 9 2024, 09:59 PM

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Versa need people to invest in their Investments…hmmmm
ronnie
post Apr 13 2024, 05:49 PM

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So effective May-2024, Versa Cash base returns = 3.77%, right ?
ronnie
post Apr 13 2024, 06:24 PM

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QUOTE(Barricade @ Apr 13 2024, 06:07 PM)
The base changes every month…. So it’s not confirmed to get 3.77%
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where can we check what's the current month's base rate for Versa?

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