My gross salary avg 5.5k ，may i know possible to get 100% housing loan for my rumawip??

Yes.

Cash back is >100%

If property got cashback/rebate/0 downpayment scheme then yes

should be possible with all the schemes offered

Rumahwip can loan 100%?

Rumawip dont have cashback ,rebate, 0 downpayment 😂😂

Yes. With criteria.

above 5k no longer eligible for 100% loan in rumawip

With many conflicting answers ........ ?

Skim Rumah Pertamaku already out, since your gross exceed 5k

means no choice must fork out downpayment

unless you can get HouzKey, but the legal fees involved expensive, not worth unless you genuinely no funds

if RumahWIP pricing you should be able to get enough for DP in your EPF akaun 2 + savings with your salary, unless you've been working less than 4 years

For first time home buyers, yes. Ignore what other say about cashback/0% down payment. They are technically correct, you still don't have to may much upfront.

But the 100% housing loan is for first time home buyers under the SKIM RUMAH PERTAMAKU. You can refer below. Actually can even go up to 110%.

https://www.srp.com.my/en/criteria.html

Not likely, unless you go for other type of under construction property, but most of them still need you to fork out some minimal downpayment.

Try CIMB and Hong Leong, you may finance the legal feee into same loan, to minimise the amount of upfront payment.

Your monthly salary more than RM 5k, not eligible to get 100% loan d. Sorry.

30k d/p plus about 5k loan agmt fees if free legal by developer is all you need to start for 90pc loan.. its not easy to save that 30k but you should have some savings or borrow FAMA bank if all else fail

After that about 700 for TNB and water deposits, and maintenance fee deposit/advance payment when collect keys, and the usual TNB IWK assessment etc thereafter.

Yes.

2 choices, houzkey or skim rumahpertamaku

Hi guys i able to get full loan , with 3.3 interest

Wow congrats. Last time when i applied for 100% loan the banker told me monthly salary mustn't exceed 5k.

What bank offers you the 3.3% rate?

Wait. Why so high though? 3.3 is on the higher side no?