When u joined ‘hey u young only have to pay fixed for these amount until age of xx, rest they do for you ya?’ Lolx

Medical card plan is easy becoz there is an annual premium fix rate...

For life medical plan, they can tell u sustainability until 70+ then they can suka suka increase ur premium by next few years citing brang naik..u dont pay u loose ur proection...

When signed young, "hey, buy young cheaper premium and by 55 projection u no need pay premium anymore and protection will run by itself.."

The by 40 your premium naik 80% citing..., by 45 naik another 80%, by 50 u already half dead, naik 80% again citing....lolx

I think most were promised the policy will paid by themself once it reach 10-15 years

Now they got older, instead of paying by itself or paying longer, the premium is double up as well..double whammy