Prudential Medical card premium increase, Medical card
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 Apr 2 2021, 07:07 AM
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#1
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Junior Member
62 posts Joined: Dec 2011 
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Problem probably due to the agent quoting you the minimum premium with all the riders to hook you in. Then, allow the insurance company to increase it every so often to cover the cost of insurance.
Saying that, I noticed that even though the policy says 60% of premium for first few years are going to investments, I think much less went in. Maybe only half of it. Maybe I should give the company a call to check. |
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Apr 3 2021, 07:00 PM
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#2
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Junior Member
62 posts Joined: Dec 2011
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QUOTE(blackslayer @ Apr 3 2021, 06:34 PM) I will still continue the medical card but I feel somewhat cheated. What if next 10-20-30 years. Become RM500-RM1000 per person? Maybe review the riders? See if you want everything.yearly increment ciput   |
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Nov 10 2023, 12:49 PM
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#3
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Junior Member
62 posts Joined: Dec 2011
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My kids' insurance with HLA increased by 25%. Then I looked at the invested funds and they averaged slightly above 0% over 5 years.
If this continues, I guess they'll have to top up and increase the premium by the time they're around 35-40. |
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