1. For this PB FC FD, you are practically assured of the rate of return depends on your Currency FD placement. The only risk is the FOREX.

2. Foreign Unit Trust, you are exposed to FOREX and Market Risk.

3. Local FD - assured of the rate of return.

4. KLSE - Market risk.

Which is better? Depends on your own appetite risk.

PBB FX FDR - so you don't convert to MYR upon maturity

Upon maturity of the PB FCY FD, it will be renewed under the prevailing PB FCY FD interest rate, ie. counter rates, without additional interest rates.


http://www.pbebank.com/en/en_content/perso...tions/fcfd.html