I wonder why all looking for FD as saving/investment?

I will prefer Unit trust for saving/investment, of course for long term of period.

With UTC service you portfolio rarely had any chance to lost after 5 years.

There is several tactic available to minimize the risk and maximize the profit

Well, I cant denied with that.

I do believe we have a word "high risk high return"

As you guys looking for foreign FD because intend to get higher return from more than a local FD could provide.

Most people put in FD for long term but in unit trust/fund is looking for long term for stabilize the portfolio.

I cant say it;s risk free, everything had their risk, just lower risk.

Just an opinion because with low return, your money became smaller because of inflation. I believe everyone hope their saving at least be able to kept their value .