There was once we were discussing about this matter in public bank when we saw the flyer(the paper whatever it is)
Then we were discussing half way an irritated aunty(she's definitely angry with the public bank for unknown reason) tell us quite loudly(I'm sure the customer service girl can listen as well) that this is just bullshit as after all the fees we'll be losing our money instead.
So ... up to you to believe or not, but I do believe as this is too good to be true