mavistan89 can refer to this https://www.youtube.com/watch?v=mXjaob63K2w

1. create a MY CIMB acct (can be physically at branch, can be online)
2. create a SG cimb account online, with your malaysian IC, after creating, apply to link from MY cimb via your NRIC
3. after 3-4 days, you'll get a notification that linkage is successful, deposit S$1 from CIMB my to CIMB sg for e-KYC purpose
4. use remittance agents like transferwise (if newly opened, you can key in referral code and get first RM2,500 transferred for free) or moneymatch (cheapest rate) to deposit S$1k
5. wait 2 weeks for CIMB sg to get back to you to complete the CIMB sg acct opening process
6. wait few days for them to send you confirmation code to officially open a CIMB clicks sg acct
7. use cimb clicks sg to deposit SG FD

if one can buy BIL etf already, is there any advantages to go for RHB MCA USD 5% interest?

basically PIDM is still useful if it's only RHB that failed. if Ringgit ship tenggelam then haha

looks like need SingPass

thanks for the fact checking... just opened SA sg too...

why not go for Stashaway SG Simple? no lock in periods

but the SGD in rhb mca is not part of singapore eco system right? I can't FAST in and out from my CIMB sg acct. investors or savers need to be made aware of this

I kena this. you have to call them during working hours 9am-6pm. so basically... if it takes 10 mins to get to them via phone, and your mobile phone charges you 27 sen per minute, it's a RM2.70 process.

DO NOT call them after office hours. Only their credit card personnel will be on duty. So yea... I paid 6min*27 sen for the off-hours futile call, and another RM2.70 for the actual call to reset pwd

they'll ask you some personal questions + send you an OTP to your mobile phone to verify your identiy. after that, they'll send you another SMS to reset pwd on the website

I called them at 9am, i got that SMS only at 12:30pm

depending on your needs, it might be better to open a Stashaway SG account to do Stashaway FD

CommodoreAmiga

just need to switch region to singapore and register all over again (with your passport). give them your malaysian statements (bank accts, utility bill etc) as proof of malaysian residence

you'll need to get yourself a sg bank account separately also, which you probably already have by now

kdi save is still considered investment



Stashaway simple guaranteed is SA investing in FD on your behalf



This post has been edited by Medufsaid: Nov 13 2023, 09:43 AM

DuitNow Overseas transfer (limited to RM3k daily, only to OCBC/MBB sg)	MoneyMatch (max RM30k daily)	Wise (20k)

This post has been edited by Medufsaid: Feb 14 2024, 10:08 AM

he said SGD. i believe it's true also as StashAway SG has similar rate

log out, then in login screen, you have option to switch region. then login with the credentials of the other country.

i still have both MY + SG. but MY SA has RM0.00 for months already

Afterburner1.0 open CIMB sg account. link to your CIMB MY, send S$1 from CIMB my to CIMB sg, send S$1k via Wise

then wait for CIMB sg to approve

can refer to ziet's video as guide https://youtu.be/mXjaob63K2w

This post has been edited by Medufsaid: Feb 27 2024, 11:06 AM

this is sgd to rm. Not the other way around

Cimb sg->my is the best rate of all during office hours

best MYRSGD rates

< RM3k	use DuitNow Overseas Transfer (not available for CIMB SG)
above	use MoneyMatch

gandalfaaron if you go midvalley now and convert to MYR, and then convert back to GBP, you only lose 0.75%. this means it's 0.379% just to convert back to RM https://cashchanger.co/malaysia/mc/max-mone...ey-megamall/520

you should be looking for a place that'll take it and deposit into your multi-currency acct without charge

This post has been edited by Medufsaid: Mar 15 2024, 09:08 PM

gandalfaaron my advice to you, as someone who played with futures, unrealised losses is the same as realised losses

RHB MCA conversion from MYR back into GBP is as competitive as midvalley rates https://www.rhbgroup.com/treasury-rates/mul...card/index.html.



just shrink a bit of the GBP you have into RHB MCA, and then FD it. you'll recoup back the 0.7% double conversion losses, then be on your way to getting some interest



This post has been edited by Medufsaid: Mar 15 2024, 11:21 PM