Thank you, Mavis,... I was really surprised with your earlier rate. Apologies for chasing so rapidly !

Kenon,... no need to pay tax for your statement. But if you keep in foreign banks, and you remit the interest back to Msia, then there are plans by LHDN to apply tax. This is said to start in another two years' time. But things can chg,... it is not so easy to implement this.

Hi, i am thinking of moving some money to SG and keeping it in FD. I have a CIMB SG account but is it better to keep in stashaway SG (or Versa) or CIMB SG?

I'm also looking to open a US bank account for the same reason. I only have IBKR and eTrade accounts. What's my best option for US account?

The plan is to save some amount monthly and when it's enough, i will put it under FD.