Building your credit score is a good idea, especially if you don't have any loans yet. I was in a similar situation and needed to improve my credit score. Choosing a personal loan can help, as it shows you can handle borrowing money well. I did something like this myself. I used payday loans because they were quick and easy. It took only about 5 minutes to get everything done online, and I didn't need to go to a bank and wait for a long time. This helped my credit score get better.

This post has been edited by sc@pj: Jan 11 2024, 05:46 PM