CTOS has a product called eKYC, Aeon Credit has been using it since 2019, Alliance since Nov 2020, and news came out in July this year that Ambank and OCBC have started using it as well. Decent source of recurring income on top of their CTOS reports.

But I agree that PE ratio is very high at the moment.

Yea, look forward to their next QR.

But the prolonged lockdown from Jun to Aug this year have affected sales of cars, properties, insurance etc, number of loan applications were low and use of CTOS products were low as a result.

Hopefully it won't affect the share price by too much.