cheah and jordy,

thanks for your advise.
i have 5k in my saving account, i think it's sufficient as my emergency fund.
i understand that historical performance is just a reference, but at least it will help us to filter out some bad performance fund, agree?
like other export has said, when i start to invest, i will try not to put all eggs in just one basket.
most probably, i will retain the china titans fund, look for one bond fund(maybe put a few k here).
then only look for other higher risk investment.

Public Mutual declares distributions for 5 funds

Public Bank’s wholly-owned subsidiary, Public Mutual declares distributions for five of its funds. The total gross distributions declared for the financial year ended 31 October 2009 are as follows:

Fund | Gross Distribution / Unit

Public Industry Fund | 4.50 sen
Public Equity Fund | 2.50 sen
Public Islamic Bond Fund | 4.00 sen
Public Asia Ittikal Fund | 0.50 sen
PB Asia Real Estate Income Fund | 1.00 sen

  hm...to bad. maybe should suggest them put DDI service online, since everybody also go for e-banking,
really save alot TIME. Lunch time queuing is MAD. 

But you have paid the service fee of 5.5%. It's good to consult your  pesky Public Mutual Agents (UTC).

xuzen,

First of all, not all unit trust consultants are pesky. So please mind your words as we are providing a service as well.

Secondly, even if you transact online, you will still be charged the 5.5% service charge as mentioned by David83. So you are paying for a service which you never get, which is of course better for us because we get free commission from "good" clients like you.

New bond fund from PB: PBB MTN Fund 1

URL: http://www.publicmutual.com.my/page.aspx?name=PBBMTNFund1

guanteik,

No worries mate. Too bad some egoists think that UTCs are nothing more than money-suckers

The implementation should be rather simple - those who go through their UTCs for processing pay full fee, those who invest online directly get discounted fees.

I haven't met all 30,000 UTCs, but I suspect a large majority do not depend entirely on the commission as their sole source of income. But you are right, what to do with them is a big question for PM.

Whether they should do nothing in the face of competition is the other question they have to address.

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Added on November 28, 2009, 11:38 pm
Not at all. Customers can voice their dissatisfaction and give their feedback to the companies. In fact, companies often pay big bucks to do customer satisfaction surveys.

frankly these distributions are really peanuts.

Dear wirelessdude,

Hmm...tough call cause up to this year the best performing bond is still Public Islamic Bond Fund with an annualized return since inception (15/08/2001) at 6.27% while the closest performance is by Public Bond Fund with 10-year annualized return at 6.88% 

Source: Quarterly Fund Review (Q3, 2009)

Hope that helps 

Regards,
NightCrusader

Just bought into PM smallcap fund. Planning to buy regularly every month too. Hope it does well! 

use DCA to avoid all these doubts ....
use another 5% of your portfolio to speculate like u ask ...
this way u get both sides of benefits.
yes there is, the crystal ball is .... YOURSELF .......

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Added on January 10, 2010, 6:40 pm2010 is not going to be a bad year, there will be doubtful fundamentals, there will be many issues and questions ... but mutual fund and stock investment wise ... generally its not going to be a bad year. 

but you may want to start at May