it's going red most of the days now for mutual funds...
so can we on hold our purchase first?
why not apply the same rule on stocks as what we do on mutual funds

buy low and sell high... the way i see... better don't buy first...
wait till it drop...then only buy...
afterall, mutual fund is almost same as stock...difference is we ask pro ppl to help us invest..instead of we ourselves investing it...
so i believe...the rule of buy low and sell high should be applied to mutual fund as well...

no need do cost averaging 100% of the time...