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 Public Mutual, PM/PB series fund

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justin_nys
post Oct 9 2007, 01:53 PM

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Hey dzi921, Nice excel chart and formula.. I need to start to construct one to organize better. Thanks for sharing.

and not to forget..nice Portfolio! haha
justin_nys
post Nov 8 2007, 12:32 PM

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QUOTE(dzi921 @ Nov 7 2007, 09:13 PM)
2 years+ ago, my business turned sour and failed because our big partners stopped funding. I've lost around RM50k (inclusive of 4 months unpaid salary). That time super broke. Went negative, and I was lucky that my GF (now wife) helped me through the tough time

Managed to get a job. Worked as Support. Starting salary RM3600. Was desperate, so gasak the job.

But after confirmation (6 months later) managed to jump to RM4600 and got married. Job requires a lot of travel so changed my car (9 years loan - no choice, no money)

Then I moved into marketing around 8 months in the company. I ran Malaysia like crazy. Worked hard

Now, age28  I've became top salesman for the MNC Company. A Head of the department. Income jump to RM7k - RM10k (after commission and incentive)

Other than that, I've got side income from adsense. Average Monthly, USD500 to USD700

I've made it,
-With my wife, who is understanding and supportive
-With my GM, who is a sifu
-With hard work and sacrifice. Running around Malaysia isn't easy, but the bright side is the claim and allowance is good
-With the hard work I put on my site. Spent 6 months with many sleepless nights doing it. Now, I've sold my site, in return for 3 years adsense space. No more maintenance work needed
-With the extra mile in work and proofed myself

Frankly speaking, I could have made it to 6 digit much earlier, but due to my overspending on gadgets/rubbish, luxury food, many holidays... the milestone got delayed...

That is why my next year resolution is to cut all those unnecessary cost and hope to save more and invest more
*
A good supportive and understanding wife is something that helps in our financial health biggrin.gif
Like what kingkong81 said..cherish her more.. wink.gif
justin_nys
post Nov 14 2007, 09:56 AM

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hahaha...seeing all red makes us itchy...
i probably will but only a small part of the total portfolio..
justin_nys
post Dec 24 2007, 03:42 PM

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dzi921, PCSF 0.2520 now biggrin.gif

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