Hope u guys will keep up the good work!!! So i can learn more stuff from ya guys!!!! and hopefully get sum tips along the way...haha~
(lol this unit trust thing is too interesting...keep distracting me from studying for coming (& very near) exam....
Public Mutual, PM/PB series fund
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Oct 19 2007, 12:06 AM
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#1
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Junior Member
45 posts Joined: Jul 2005 From: Kajang |
Hihi~ Newbie (and SUPER NOOB) here
Hope u guys will keep up the good work!!! So i can learn more stuff from ya guys!!!! and hopefully get sum tips along the way...haha~ (lol this unit trust thing is too interesting...keep distracting me from studying for coming (& very near) exam.... |
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Oct 19 2007, 12:32 PM
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#2
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Junior Member
45 posts Joined: Jul 2005 From: Kajang |
QUOTE(Jordy @ Oct 19 2007, 09:26 AM) I'm also a student, so no matter how much time I spend on investing, I will still have time to study.. Time management is important to succeed.. Totally salute u!!!! Got so much discipline....I'm really bad in time management haha. Better start to change my bad habits. QUOTE(leekk8 @ Oct 19 2007, 10:35 AM) As Jordy said, try to manage your time. Being a student, we have more time to learn about investment, when you come out to work, you will be busier and no time to learn about investment. Im a bit regret that I didnt put much time on stock investment during my Uni time. Yea I guess starting early alwiz has its advantage QUOTE(kingkong81 @ Oct 19 2007, 10:49 AM) Well, during my uni time i never thought of investment or even financial management, not until i start working then only i realised the importance of it. So, for u, i would said it is a good start. At least you start earlier, realising the importance of investment will really help in future. As all the others advised...study is ur priority Younger can take more risk too~~ QUOTE(David83 @ Oct 19 2007, 10:52 AM) I started my UT investment during my last year. It may be late if I could realise it much earlier. I think u're doing real good!!! From ur nickname...I deem u're only 2 years older than me....but u've already gained much experience from this field edi...I think not many ppl at ur age is as financially aware as u ___________________________________________________________________________________________ Thanks for all the replies & concern....Hopefully ya guys won't mind me popping in around the forums once in awhile and ask sum noobie & irritatingly simple questions haha (hope I didn't go off topic for too long >"<) |
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Oct 19 2007, 01:00 PM
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#3
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Junior Member
45 posts Joined: Jul 2005 From: Kajang |
QUOTE(dzi921 @ Oct 19 2007, 12:48 PM) Back when I'm in college 8 years ago, investment is never part of our discussion. Only talk about assignment, projects, exams, play, entertainment, etc How I wish I can turn back time! Even when I started working, investment was not in my exposure. Salary, Spend, Not enough -> Salary, Spend, Not enough -> Repeat for 5 years How I wish I can turn back time! I also started last year at the age of 27 But I'm glad I'm more prepared now. Rather than when I'm old and no backup plan at all 27 years old still young!! Plus ur dzi maybe help u buy sum time!!! peace out |
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Oct 19 2007, 05:06 PM
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#4
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45 posts Joined: Jul 2005 From: Kajang |
QUOTE(kingkong81 @ Oct 19 2007, 04:02 PM) If not for the "Rich Dad Poor Dad" book that i read while waiting to find job...i will not be investing. The book really give me a real smack in the face...its time to wake up!!! A lot of thing v juz take for granted, but we din realised v can take control and change. Yes work work work till die with the meagre income that disappears slowly thru inflation....sad life The problem with our education system is it concentrate in teaching us to study hard and get a good job. Nothing about financial management. Nothing about financial freedom. in the end...every1 juz work work work...paying off their loan througout their life...then they tell their children, you should study hard and get a better job than you father...and the cycle continues That book really that good ah? I saw got another newer book by the same author on financial management/planning or sumthing like tat...so expensive de >.< Maybe i should pop into sum public library & borrow tat book or sumthing |
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Oct 19 2007, 11:17 PM
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#5
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Junior Member
45 posts Joined: Jul 2005 From: Kajang |
QUOTE(Jordy @ Oct 19 2007, 05:45 PM) It's better to invest in a book to start off your financial planning stage.. Wow sounds really inspiring Knowledge is power, and if you own the book you can refer to it whenever you feel down.. This is one of the ways I used to boost up my self-esteem when I'm weak, to continue fight for financial freedom.. I suggest you get a book by T. Harv Eker, "Secrets of the Millionaire Mind".. It's really a good book, sold at MPH stores, and it's easy to understand for beginners.. It tells us the 17 important financial blueprints of millionaires, and teaches us ways to change our old blueprints.. I still read the book, and I feel great reading it.. I finished all 250-over pages in 4 days during my free time.. |
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Oct 20 2007, 03:35 PM
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#6
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Junior Member
45 posts Joined: Jul 2005 From: Kajang |
scary |
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Nov 9 2007, 12:05 AM
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#7
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45 posts Joined: Jul 2005 From: Kajang |
QUOTE(dzi921 @ Nov 7 2007, 09:13 PM) 2 years+ ago, my business turned sour and failed because our big partners stopped funding. I've lost around RM50k (inclusive of 4 months unpaid salary). That time super broke. Went negative, and I was lucky that my GF (now wife) helped me through the tough time Wow u're really my idol Managed to get a job. Worked as Support. Starting salary RM3600. Was desperate, so gasak the job. But after confirmation (6 months later) managed to jump to RM4600 and got married. Job requires a lot of travel so changed my car (9 years loan - no choice, no money) Then I moved into marketing around 8 months in the company. I ran Malaysia like crazy. Worked hard Now, age28 I've became top salesman for the MNC Company. A Head of the department. Income jump to RM7k - RM10k (after commission and incentive) Other than that, I've got side income from adsense. Average Monthly, USD500 to USD700 I've made it, -With my wife, who is understanding and supportive -With my GM, who is a sifu -With hard work and sacrifice. Running around Malaysia isn't easy, but the bright side is the claim and allowance is good -With the hard work I put on my site. Spent 6 months with many sleepless nights doing it. Now, I've sold my site, in return for 3 years adsense space. No more maintenance work needed -With the extra mile in work and proofed myself Frankly speaking, I could have made it to 6 digit much earlier, but due to my overspending on gadgets/rubbish, luxury food, many holidays... the milestone got delayed... That is why my next year resolution is to cut all those unnecessary cost and hope to save more and invest more And congratz in reaching 6 digits!!! hehe!!! Soon it'll be 7 digits..... |
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Nov 20 2007, 01:20 PM
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#8
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45 posts Joined: Jul 2005 From: Kajang |
![]() ![]() ![]() Hehe try posting but turned out so big @@ This post has been edited by chidori_nep: Nov 20 2007, 01:22 PM |
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Nov 20 2007, 11:12 PM
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#9
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Junior Member
45 posts Joined: Jul 2005 From: Kajang |
QUOTE(dzi921 @ Nov 20 2007, 04:40 PM) Hahaha... like that say also can Haha I'll try whenever can la. But normally by the time i see on website u update early early liao so rajin Thanks chidori for updating Haih Hangseng suddenly went up many points right before market close.....today's PCSF sure very high again...i tot wanna wait lower baru buy....T_T sigh. |
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Nov 27 2007, 05:01 PM
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#10
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Junior Member
45 posts Joined: Jul 2005 From: Kajang |
Lost posted prices by dzi921
![]() ![]() ![]() Added on November 27, 2007, 5:10 pm Today's prices ![]() ![]() ![]() This post has been edited by chidori_nep: Nov 27 2007, 05:11 PM |
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Nov 27 2007, 10:20 PM
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#11
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45 posts Joined: Jul 2005 From: Kajang |
but i lauya investor hahahaha So what u guys think? are we going into recession? 2 days of green more red coming This post has been edited by chidori_nep: Nov 27 2007, 10:21 PM |
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Nov 29 2007, 01:19 PM
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#12
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45 posts Joined: Jul 2005 From: Kajang |
Wah today all markets up so fast de due to interest rate cut @@ any pro could pls share ur opinion on normally how long this positive effect of cut interest rate will last on the markets? Normally this rise will be juz temporary or quite permanent de? hehe thanks =)
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Nov 30 2007, 12:44 PM
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#13
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Junior Member
45 posts Joined: Jul 2005 From: Kajang |
Hehe balik rumah early today
![]() ![]() ![]() Added on November 30, 2007, 12:49 pm QUOTE(kingkong81 @ Nov 29 2007, 02:55 PM) There is no interest rate cut yet at US...juz that US Fed officials hinted on another rate cut....which boosted investors confidence. I think the Fed Meeting will b on 11th dec...then v will know whether there will b surely a rate cut oic....thanks so much for ur information!!! I think as for KLCI, the +ve impact will continue 2mr as 2mr a big giant set to be listed in KLCI, Synergy-D (now known as Sime Darby Bhd). Its combination market capitalisation is almost RM13billion and analyst predict it will push KLCI up 20 or 30 points 2mr. As for regional market...I guess there will continuous recovery in December, but still volatile, as everyone will be taking cue from US market, any bad news, everyone will be affected. AT least the 1st round bad financial reports are over...next round will b in January My 2 cents This post has been edited by chidori_nep: Nov 30 2007, 12:49 PM |
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Dec 11 2007, 04:23 PM
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#14
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45 posts Joined: Jul 2005 From: Kajang |
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Dec 13 2007, 12:26 PM
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#15
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45 posts Joined: Jul 2005 From: Kajang |
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