Outline ·
[ Standard ] ·
Linear+
Public Mutual, PM/PB series fund
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bengang13
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Oct 18 2007, 09:39 PM
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Hi guys,
i am just a beginner here. i was wondering, do you guys let your unit trust gets compounded from the profit or do you take the profit out. when do you actualyl do switching? what are the factors that you take into account when you do switching?
thanks
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bengang13
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Oct 18 2007, 09:44 PM
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Hmm..i guess i have been pretty docile. i just let it compound no matter what's the market condition...... btw, how many switching are allowed in PM? most of the time i just allow my agent to do the switching at her descretion
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bengang13
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Oct 22 2007, 02:10 PM
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i made 2 switch out of my 4 funds today. hopefully won;t loose much.
This post has been edited by bengang13: Oct 22 2007, 02:53 PM
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bengang13
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Oct 22 2007, 03:22 PM
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1. As far as i am concern.. no 2. you need to open an accoutn 1st. or you can go to the PM to do it. just submit form..
btw...if you want to switch now...i think it will reflect on tomorrows price...
cherrio
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bengang13
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Oct 22 2007, 05:01 PM
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QUOTE(Jordy @ Oct 22 2007, 04:51 PM) At the very last minute in the morning I decided not to switch my funds.. I've been thinking and calculating the whole night, it's not worth it for me to do it.. I'll just wait for my earnings to grow from here..  care to explain?
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bengang13
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Oct 22 2007, 05:15 PM
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so you are forseeing that the market will rebound after this few day?
i guess people who do switching now are those who think that the market will continue to slip for teh couple of days or week at least until we are able to switch back to equity..
corerct me if i am wrong...
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bengang13
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Oct 22 2007, 05:30 PM
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I think those who did switching are those waiting for it to drop so can buy at cheaper price....haha
so its a showdown between Jordy and dzi
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bengang13
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Oct 22 2007, 06:21 PM
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Do you guys know which website to check teh latest NAV price? i find that there are descrepancy between The STar and the one in Publi Mutual website..
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bengang13
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Oct 22 2007, 07:01 PM
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QUOTE(David83 @ Oct 22 2007, 06:49 PM) PM website is the most latest ... do they have the price of previous days? i cant seems to find it
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bengang13
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Oct 23 2007, 05:36 PM
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QUOTE(Medufsaid @ Oct 23 2007, 09:46 AM) No. I think u switched too late.  I think people who made the switch are mostly those who have made some profit.. so..should be ok for them ...
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bengang13
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Oct 24 2007, 04:57 PM
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QUOTE(Medufsaid @ Oct 24 2007, 03:00 PM) Open a bond or money market account. 0.25% will be deducted initially. When you switch into equity, normal (6.5%) charges apply. do we get charged 6.5% for the switch(from bond to equity)? i thought it is considered loaded therefore no charges when you do the switch...??
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bengang13
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Nov 2 2007, 10:39 AM
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QUOTE(leekk8 @ Nov 2 2007, 10:28 AM) It's good that you plan to put 1k every month into UT. As you got emergency fund, it's wise to use your extra money to invest. Since you have RM1000, better you can put into few different risk level funds, but not only into aggressive fund. Yes, next week there should be 2 new funds launching. Any idea what funds it will be and where will it be concentraded.. man...yesterday PIBOND drop 3.95%.. what the.... This post has been edited by bengang13: Nov 2 2007, 10:40 AM
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bengang13
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Nov 3 2007, 10:00 AM
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Just remember 1331. and the IC and pin number... i have problem remembering my pin number...
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bengang13
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Nov 3 2007, 11:58 AM
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QUOTE(David83 @ Nov 3 2007, 11:57 AM) It's a very complicated calculation I believed. The NAV will be adjusted based on total distribution is being payout. just call tele mutual to find out the net price and total unti lo..
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bengang13
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Nov 12 2007, 06:04 PM
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Have anyone of you read the quartely PM report(Q3)? i found that for 10 years return, there is not much different between Aggresive funds or moderate funds. of course, that is if you leave your funds intact without switching and just let it compound.
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bengang13
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Nov 14 2007, 11:44 AM
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QUOTE(David83 @ Nov 14 2007, 10:58 AM) I should have performed a switching into PCSF yesterday. Today's China and Hong Kong markets are doing good. i submitted mine just this morning. but i guess its still not too late.
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bengang13
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Dec 6 2007, 12:42 PM
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QUOTE(kingkong81 @ Dec 3 2007, 10:46 PM) FYI...distribution will be subjected to tax. Same as this time. Another good news for everyone...some funds has been reopened...which are: 1) P Ittikal Fund 2) P Enhanced Bond Fund 3) Public Bond Fund 4) Pulic Islamic Bond Fund I need some opinion guys. it might sound silly but please give me your 2 cent. i plan to topup in P Ittikal but i got it at a relatively low price at around 0.6. if i were to top up now it will increase my average cost right? so is it advisable? or i did i get the whole idea wrong
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bengang13
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Jan 4 2008, 11:49 AM
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King Kong,
do you have the price for PM Ittikal, PM Smallcap price as of 1st January 07? if you have can you please PM me. i wanna do some checking...thanks...
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bengang13
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Jan 8 2008, 05:53 PM
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As of Yesterday:
PCSF -7.77% PSEASF +2.23% PSmallcap +18.11% Ittikal +14.9%
i am thinking of giving up on PCSF...but...too much at stake...
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bengang13
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Jan 18 2008, 10:25 AM
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QUOTE(David83 @ Jan 18 2008, 07:51 AM) Should I switch my PFEPRF to PCSF? Foresee that there'll be another great drop today since DJIA dropped another 300 points yesterday. PCSF have been dropping pretty much too..
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