yes these funds are called feeder fund ( or fund of the fund as Bank Negara do not allowed foreign funds to sell their funds direct to Malaysian investors), if u can invest it direct via sinagpore /hong kong, you shd avoid it.
All the management fees of local funds managed by CIMB are normal. You can use these link to compare the charges/performance of each funds listed in Malaysia

http://www.invest.com.my:8080/personal/funds/compare/

how can u get PIX fund at 0% cost? unlessu r Public mutual staffs, even PM agent cannot get 0 initial charge

OIC u r also the supporter of FSM, i maintain account with FSM-HK. Their bond fund initial charge is 0.3%, equity fund only 1%, unlimitted free switching...very good deal.....wise choice.
Many Malaysian Investors do not believe cost of purchasing will affect their return in short/long run, and pay 5-7% initial charge to buy a fund....Ridiculous.

even i am a gold member but i dont utilise the gold member discount since FSM-HK every month come up with new fund launching with low initial cost, most of the new fund launching comes with 1% initial charge only, u can buy the fund 1st, lock the initial charge at 1% and then switch to the other equity fund that u desire, since FSM give unlimitted free intra/inter fund house switching, i have been using this method to lower down my investment cost. For gold member, i can only get 0.4% discount from the normal sales charge of 2%, so still need to pay 1.6% initial charge, the method that i mentioned earlier, i.e.1% is better.

--deleted--
not to get PM's agent upset..

This post has been edited by cheahcw2003: Jan 3 2010, 11:51 PM

check today's price, found out that 2 bond funds perform extremly well on a single day which is rarely happened.
PB Income Fund up 0.78%
Public Islamic Bond fund up 0.65%
anyone know why? is that "window dressing" to show better return as 31 Dec is the last day of the year?

instead of Feb, i will hold my equity funds till March....usually the coroprate will keep the record good until the end of 1st quarter, april onward could be worst. so i will switch to bond b4 end of march.

i am a businessman, just smell it from my business performance compare to 2008/2009, and use it as an indication....i deal with European/American/Middle eastern and china.

you cannot time the market, nobody has the crystal ball to tell u the market will go up or down, so u need to analys yourself.

what do u meant yourself is a crystal ball?