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 Public Mutual, PM/PB series fund

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TSdzi921
post Nov 5 2007, 02:53 PM

I'm broke and poor
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TSdzi921
post Nov 6 2007, 10:51 AM

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TSdzi921
post Nov 6 2007, 10:53 AM

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Wow, a bloody day for PM yesterday. Second day already

PCSF bleeds the most. 2 days down 5.xx%

Jordy, still holding PCSF?
TSdzi921
post Nov 6 2007, 10:11 PM

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QUOTE(Jordy @ Nov 6 2007, 06:42 PM)
Yes, of course I'm still holding on to it, but my margin is still well above 13% for PCSF smile.gif
I bought at low, so still not affecting my profit yet.
You still not yet get back into equity?
*
I'm only going to move to equity if KLCI drops below 1300

OT,

Today marked an important day. After topping up into FD today, my total portfolio exceed RM100k+ liao rclxms.gif

From really broke (because of failed business and no salary for 4 months) to RM100k+ in 2 years times rclxms.gif First time ever touching 6 digit

I'm so happy icon_idea.gif

TSdzi921
post Nov 7 2007, 08:37 PM

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TSdzi921
post Nov 7 2007, 09:13 PM

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QUOTE(David83 @ Nov 7 2007, 08:01 AM)
Wow ... dzi921 ... that's a great accomplishment. Congrat, pal! Hope you could share your secrets ... biggrin.gif
*
2 years+ ago, my business turned sour and failed because our big partners stopped funding. I've lost around RM50k (inclusive of 4 months unpaid salary). That time super broke. Went negative, and I was lucky that my GF (now wife) helped me through the tough time

Managed to get a job. Worked as Support. Starting salary RM3600. Was desperate, so gasak the job.

But after confirmation (6 months later) managed to jump to RM4600 and got married. Job requires a lot of travel so changed my car (9 years loan - no choice, no money)

Then I moved into marketing around 8 months in the company. I ran Malaysia like crazy. Worked hard

Now, age28 I've became top salesman for the MNC Company. A Head of the department. Income jump to RM7k - RM10k (after commission and incentive)

Other than that, I've got side income from adsense. Average Monthly, USD500 to USD700

I've made it,
-With my wife, who is understanding and supportive
-With my GM, who is a sifu
-With hard work and sacrifice. Running around Malaysia isn't easy, but the bright side is the claim and allowance is good
-With the hard work I put on my site. Spent 6 months with many sleepless nights doing it. Now, I've sold my site, in return for 3 years adsense space. No more maintenance work needed
-With the extra mile in work and proofed myself

Frankly speaking, I could have made it to 6 digit much earlier, but due to my overspending on gadgets/rubbish, luxury food, many holidays... the milestone got delayed...

That is why my next year resolution is to cut all those unnecessary cost and hope to save more and invest more
TSdzi921
post Nov 9 2007, 08:49 PM

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TSdzi921
post Nov 12 2007, 11:29 AM

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Added on November 12, 2007, 11:30 amGosh... drop quite a lot in a day too

This post has been edited by dzi921: Nov 12 2007, 11:30 AM
TSdzi921
post Nov 12 2007, 05:19 PM

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QUOTE(rtmhg @ Nov 12 2007, 05:13 PM)
can go to any public bank?to open?
*
Yes you can open direct at PB, but if you are first timer, you need an agent code
TSdzi921
post Nov 13 2007, 11:59 AM

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Added on November 13, 2007, 12:00 pmWow... so many -1 and -2 percent ah...

This post has been edited by dzi921: Nov 13 2007, 12:00 PM
TSdzi921
post Nov 13 2007, 04:09 PM

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Still too high for me to switch from Bond to Equity...

TSdzi921
post Nov 13 2007, 04:22 PM

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QUOTE(SK2 @ Nov 13 2007, 04:17 PM)
can i ask if i top up unit tmr, then will use monday NAV or tuesday NAV?is it if before 11am, buy at  monday NAV, after 11am buy at tuesday NAV?
thanks..
*
Message from PBE
QUOTE
Investment effected BEFORE 4:00 p.m. on any business day will be based on selling price determined at the end of the same business day and investment effected AFTER 4:00 p.m. on any business day will be based on selling price determined at the end of the next business day. Any payment made on a non-business day shall be treated as payment made in the following business day. Any payment made on a non-business day shall be treated as payment made in the following business day.

TSdzi921
post Nov 14 2007, 09:13 AM

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I'm feeling a bit gatal to switch both my bond (loaded units) into equity for short term profit taking. Target 3% to 5%.

If you are me, will you take the risk?
TSdzi921
post Nov 14 2007, 10:42 AM

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QUOTE(David83 @ Nov 14 2007, 09:53 AM)
Which equity fund are you eyeing for?
*
I was thinking to switch from both bond into PGF, and target short term 3% profit

QUOTE(justin_nys @ Nov 14 2007, 09:56 AM)
hahaha...seeing all red makes us itchy...
i probably will but only a small part of the total portfolio..
*
But on second thoughts, better not. Malaysia market is unlike PCSF. I got carried away.
TSdzi921
post Nov 14 2007, 11:34 AM

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Can someone help me count this

NAV: 0.5877
Buy: RM1,000.00
Units: 1,597.70

How to get the Units amount? I lost the formula and couldn't get it right now

TSdzi921
post Nov 14 2007, 11:38 AM

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TSdzi921
post Nov 14 2007, 12:41 PM

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QUOTE(David83 @ Nov 14 2007, 12:33 PM)
Not late but if compared to yesterday, it may be 2 to 3% higher since HSI gained roughly 1067 points (as of 12pm).
*
You got few hours before market close for today. Better go quick smile.gif Join the wave. All jump same boat row to China
TSdzi921
post Nov 14 2007, 12:50 PM

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QUOTE(leekk8 @ Nov 14 2007, 12:46 PM)
Amount for invest:
1000/1.065=RM938.97
Unit:
938.97/0.5877=1597.70 unit
*
Thanks mate smile.gif
TSdzi921
post Nov 15 2007, 11:48 AM

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TSdzi921
post Nov 16 2007, 10:59 AM

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