Junior savings account
-kindly advise/recommend/discuss best benefits for junior account
-best without the annual fee

while waiting for responses, you can try this for some info....

Best Junior Savings Accounts
https://ringgitplus.com/en/savings-account/for-juniors/

wow so many banks and different types of account.. too much to choose from..

If you are looking into competitive Junior Saving Accounts interest rate, you may find the following useful:-


-AmBank [Conventional] (https://www.ambank.com.my/eng/rates-fees-charges)

1) Savers’ G.A.N.G Savings
Up to RM100,000 1.90%p.a.
Above RM100,000 0.50%p.a.

2) AmGenius Savings Account
Up to RM100,000 1.90%p.a.
Above RM100,000 0.50%p.a.

-Affin Bank [Conventional] (https://www.affinonline.com/rates)
Junior Saver Account
Up to RM 50,000 1.70%p.a.
Above RM50,000 1.45%p.a.


-Bank of China [Conventional] (https://www.bankofchina.com.my/en-my/segment/personal-banking/deposit-accounts/panda-junior-dual-currency-savings-account.html)
Panda Junior Dual Currency Savings Account
≤ MYR500,000 1.65%p.a.
> MYR500,000 1.00%p.a.


-CIMB Bank [Conventional] (https://www.cimb.com.my/en/personal/help-support/rates-charges/interest-rates-charges/interest-rates/savings-accounts.html)
CIMB Junior Savers Account
Up to RM50,000 1.50%p.a.
Up to RM100,000 0.95%p.a.
Above RM100,000 1.45%p.a.


-RHB Bank [Conventional] (https://www.rhbgroup.com/others/rates/index.html)
Junior Savings Account
Up to RM50,000 1.50%p.a.
Above RM50,000 0.35%p.a.


-Public Bank [Conventional] (https://www.pbebank.com/Personal-Banking/Rates-Charges/Deposit-Interest-Rates/Savings-and-Current-Interest-Rates.aspx)
Wise Savings Account
Up to RM50,000 1.49%p.a.
Above RM50,000 0.35%p.a.


-Maybank [Conventional] (https://www.maybank2u.com.my/maybank2u/malaysia/en/personal/rates/saving_account_rates.page)

1) imteen Account
Up to RM50,000 1.50%p.a.
Above RM50,000 0.20%p.a.

2) Yippie Savings Account
Up to RM50,000 1.50%p.a.
Above RM50,000 0.20%p.a.


-UOB Bank [Conventional] (https://www.uob.com.my/online-rates/savings-deposits-rates.page)
Fun Savers Account
Up to RM50,000. 1.45%p.a.
Above RM 50,000.00. 0.35%p.a.


-Alliance Bank [Conventional] (https://www.alliancebank.com.my/banking/personal/savings-accounts/alliance-buddy.aspx)
Alliance Buddy Account
Up to RM50,000 1.55%p.a.
Above RM50,000 0.00%p.a.

*Bonus Interest: 10%
It is calculated from the next month in which the Alliance Buddy Account was opened. The Bonus Interest will be paid based on the total interest earned for the past twelve (12) months provided these two conditions are fulfilled:
(1) A total amount of not less than RM100.00 is deposited within the calendar month for twelve (12) consecutive months and
(2) No withdrawals of the deposit are made for a continuous period of twelve (12) months.


-Hong Leong Bank [Conventional] (https://www.hlb.com.my/en/personal-banking/help-support/interest-rates/3-in-1-junior-account.html)
3-in-1 Junior Account
Up to RM50,000 1.50%p.a.
Above RM50,000 0%p.a

This post has been edited by a.lifehacks: Mar 6 2021, 02:09 PM