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 abang ni kecam Prudential insurance, kesian

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Revamperz
post Feb 23 2021, 09:05 AM

im freaking IN! ™
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youre your own insurance

save up
zeese
post Mar 1 2021, 01:20 PM

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that's why need to apply medical insurans when young (when healthy). Once you get into operation theater even for non-health issue, like an accident, there's a probability that insurance will suck your money everyone month but you actually cannot make any claim without you knowing, like the guy in the first post. He got kidney stone surgery before applying the insurance.. Insurance use that's excuse to reject your future claim but no excuse to reject his monthly payment contribution.

This post has been edited by zeese: Mar 1 2021, 01:21 PM
afieQ
post Mar 1 2021, 01:25 PM

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AIA is so easy to use. I have both though
kpic
post Mar 1 2021, 01:35 PM

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private insurance the best. self contribute and self claim. can add family member too. no need to deal with insurance company.
SUSkevin23
post Mar 1 2021, 01:44 PM

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QUOTE(Revamperz @ Feb 23 2021, 09:05 AM)
youre your own insurance

save up
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Worst garbage i have ever heard. As though ppl can save up 100k in a year and blow it away on 1 major operation

Some ppl dont even make 100k a year.

The guy never declare preexisting medical conditions and dare to make noise why cant claim

Dumb AF!

This post has been edited by kevin23: Mar 1 2021, 01:45 PM
SUSBoomwick
post Mar 1 2021, 01:52 PM

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Agent punya pasal
TShalotaikor.
post Mar 1 2021, 02:30 PM

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QUOTE(kevin23 @ Mar 1 2021, 01:44 PM)
Worst garbage i have ever heard. As though ppl can save up 100k in a year and blow it away on 1 major operation

Some ppl dont even make 100k a year.

The guy never declare preexisting medical conditions and dare to make noise why cant claim

Dumb AF!
*
if u cant make 100k a year then clearly you have no business going to private hospital.
homerthewhopper
post Mar 1 2021, 02:39 PM

always low on budget
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Depends on agent

If got good agent any case also can goreng until can claim
SerioseCat
post Mar 1 2021, 02:42 PM

On my way
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as long as you are stating facts in a video like that, no such thing as LOD
gabay
post Mar 1 2021, 03:02 PM

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QUOTE(Bug Juice @ Feb 22 2021, 01:53 PM)
Can also partially blame the people who tries their best to abuse the system, there is this thing about doctor pakat/kautim with patient with their "arranged" admission.
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You are correct.
If not suda lama insurance company banckrupt.
SUSkevin23
post Mar 1 2021, 03:09 PM

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QUOTE(halotaikor. @ Mar 1 2021, 02:30 PM)
if u cant make 100k a year then clearly you have no business going to private hospital.
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Another dumbtard here..

Make 100k doesnt mean u can save 100k dumbo.

Even u make 150k, does not mean u can save 100k a year.

Even u did save up 100k, how would it feel that u need to blow it all away for a single operation?

I rather pay 200/mth x 12 months = 2400/year for a peace of mind..

Cant believe so many stupids around

This post has been edited by kevin23: Mar 1 2021, 03:10 PM
lengzhai
post Mar 1 2021, 03:17 PM

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QUOTE(CyrusWong @ Feb 22 2021, 12:32 PM)
last year met a prudential agent promote plan to me

i say i want to see the TnC, else I won't sign

he say they dun have TnC, only have the handbook for customer to see plan payment illustration table, and some general TnC only

i say i want see a full detailed TnC, he again say don't have, ask me go official website check see, but can't find TnC from their page.

luckily i rejected him and say no detail TnC i won't sign
furthermore i find that what he explain to me is wrong after i read the payment illustration table, but he insist he is right

and very annoying, keep spam whatsapp me, and call me directly, chee bye
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Do you have the full tnc with you now? I recently just upgraded my medical plan, the insurance super duper happy and wish me gxfc
adamhzm90
post Mar 1 2021, 03:18 PM

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QUOTE(kevin23 @ Mar 1 2021, 03:09 PM)
Another dumbtard here..

Make 100k doesnt mean u can save 100k dumbo.

Even u make 150k, does not mean u can save 100k a year.

Even u did save up 100k, how would it feel that u need to blow it all away for a single operation?

I rather pay 200/mth x 12 months = 2400/year for a peace of mind..

Cant believe so many stupids around
*
gomen hospital got..
TShalotaikor.
post Mar 1 2021, 03:30 PM

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QUOTE(kevin23 @ Mar 1 2021, 03:09 PM)
Another dumbtard here..

Make 100k doesnt mean u can save 100k dumbo.

Even u make 150k, does not mean u can save 100k a year.

Even u did save up 100k, how would it feel that u need to blow it all away for a single operation?

I rather pay 200/mth x 12 months = 2400/year for a peace of mind..

Cant believe so many stupids around
*
pay 2400 a year to the agent for non existing problem.

i just pay RM1 at government hospital and already got peace of mind.

who the stupid here.
apittgarcia
post Mar 1 2021, 03:44 PM

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QUOTE(halotaikor. @ Mar 1 2021, 03:30 PM)
pay 2400 a year to the agent for non existing problem.

i just pay RM1 at government hospital and already got peace of mind.

who the stupid here.
*
U lagi kecian. RM1 is for admin fee only. Even besi u have to pay on your own during operation yoo
blindmutedeaf
post Mar 1 2021, 03:51 PM

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QUOTE(halotaikor. @ Mar 1 2021, 03:30 PM)
pay 2400 a year to the agent for non existing problem.

i just pay RM1 at government hospital and already got peace of mind.

who the stupid here.
*
please go and find your nearby friend to talk to about heart bypass in GOV hospital.

Honestly they are charging, per blockage charge about 6 ~8k.
Even nurse inside need to pay first claim later....

Private hospital also not many wanna overnight, some more talk about GOV.... you sure or not?

user posted image

This post has been edited by blindmutedeaf: Mar 1 2021, 03:53 PM
SUSkevin23
post Mar 1 2021, 03:57 PM

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QUOTE(halotaikor. @ Mar 1 2021, 03:30 PM)
pay 2400 a year to the agent for non existing problem.

i just pay RM1 at government hospital and already got peace of mind.

who the stupid here.
*
Stupid never go gomen hospital b4. U tot pay rm1 and everything else is free ar?

Hahahahahaha... Topkek bodo

Anyway, dont be penny wise pound foolish lah.
TShalotaikor.
post Mar 1 2021, 04:31 PM

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QUOTE(blindmutedeaf @ Mar 1 2021, 03:51 PM)
please go and find your nearby friend to talk to about heart bypass in GOV hospital.

Honestly they are charging, per blockage charge about 6 ~8k.
Even nurse inside need to pay first claim later....

Private hospital also not many wanna overnight, some more talk about GOV.... you sure or not?

user posted image
*
QUOTE(kevin23 @ Mar 1 2021, 03:57 PM)
Stupid never go gomen hospital b4. U tot pay rm1 and everything else is free ar?

Hahahahahaha... Topkek bodo

Anyway, dont be penny wise pound foolish lah.
*
LOL bodo. even the most expensive surgery at government hospital my savings already can pay for it.

no need to give free lunch to your insurance agent everyday.
SUSkevin23
post Mar 1 2021, 05:11 PM

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QUOTE(halotaikor. @ Mar 1 2021, 04:31 PM)
LOL bodo. even the most expensive surgery at government hospital my savings already can pay for it.

no need to give free lunch to your insurance agent everyday.
*
Hahahaha... Ok . This is what we call penny wise pound foolish.

Good, need ppl like u to help the economy

U tot after surgery u can go back immediately next day to work . After depleting ur savings on a couple of surgeries and probably kena buang from work because unable to work.

Goodluck to u
Revamperz
post Mar 1 2021, 05:23 PM

im freaking IN! ™
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QUOTE(kevin23 @ Mar 1 2021, 01:44 PM)
Worst garbage i have ever heard. As though ppl can save up 100k in a year and blow it away on 1 major operation

Some ppl dont even make 100k a year.

The guy never declare preexisting medical conditions and dare to make noise why cant claim

Dumb AF!
*
ini mesti insuran agent
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