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 Which loan should I get? MYBB vs Hong Leong

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TSblurbur
post Feb 10 2021, 10:48 AM, updated 5y ago

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Dear all,

I have received approval from both Maybank (Islamic Loan) and Hong Leong for a 290k property.

Both offered interest rate at 3.1.

Can advise me which bank should I choose for the loan and why?

Thank you.
JAIDK23
post Feb 10 2021, 10:50 AM

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try affin?

PikachuM
post Feb 10 2021, 10:54 AM

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if rate is same, no difference. just choose which one you feel more comfortable and easier to access to their branch in case there is any problem you need to deal with it.
Autocountstick
post Feb 10 2021, 10:59 AM

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other t&c same?
uk15029
post Feb 11 2021, 11:22 AM

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HL

Don't take Islamic

It's not not so transparent than conventional loan
TSblurbur
post Feb 12 2021, 12:42 PM

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QUOTE(uk15029 @ Feb 11 2021, 11:22 AM)
HL

Don't take Islamic

It's not not so transparent than conventional loan
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Hi, mind explain further?
Micky78
post Feb 15 2021, 08:52 PM

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QUOTE(blurbur @ Feb 10 2021, 10:48 AM)
Dear all,

I have received approval from both Maybank (Islamic Loan) and Hong Leong for a 290k property.

Both offered interest rate at 3.1.

Can advise me which bank should I choose for the loan and why?

Thank you.
*
how about other terms like lock in period, MRTA cost and tenure?

both banks also offer same terms?

 

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