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 7 years investment, the most profitable is...

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Chanwsan
post Feb 5 2021, 02:47 PM

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I thought with hindsight you would suggest much better things, in the end still FD.

Really sei sohai
thxxht
post Feb 5 2021, 02:49 PM

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QUOTE(viktorherald @ Feb 5 2021, 02:34 PM)
FD wealth preservation oni... the % gains is countered by inflation %, lulz
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noo... FD won't even preserve your wealth, true inflation is much higher than interest rate.

Diversification is preservation, Investment is wealth building.

Putting everything in FD is actually riskier in the long run.

jk_livermore
post Feb 5 2021, 02:49 PM

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QUOTE(Pikichu @ Feb 5 2021, 02:46 PM)
not that you are wrong
but the volatility between bitcoin ....
compare to Nasdaq ...
compare to TopGlove ...
with comparable returns
» Click to show Spoiler - click again to hide... «


Plus company pays dividend...
...welll TS did not mention risk profile, so you win. biggrin.gif
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Crypto defi pays dividend too...plus u caneven take a loan putting ur crypto as collateral...


kashvinvj
post Feb 5 2021, 02:49 PM

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QUOTE(Pikichu @ Feb 5 2021, 01:56 PM)
you can visit this website see which asset class canno give you 7% per annum in 10 years time
https://tradeviews.medium.com/asset-classes...hs-11d2b7daaf25
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Non of asset class mentioned in this article give guaranteed return.
thexs
post Feb 5 2021, 02:52 PM

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FD = investment. Lmao.

This post has been edited by thexs: Feb 5 2021, 02:52 PM
Pikichu
post Feb 5 2021, 02:54 PM

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QUOTE(jk_livermore @ Feb 5 2021, 02:49 PM)
Crypto defi pays dividend too...plus u caneven take a loan putting ur crypto as collateral...
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Thank you for this tip.

QUOTE(kashvinvj @ Feb 5 2021, 02:49 PM)
Non of asset class mentioned in this article give guaranteed return.
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You have to learn how bonds work.
MANUTD676767
post Feb 5 2021, 03:03 PM

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All in Bitcoin is the real investment?
BuKeYi
post Feb 5 2021, 03:04 PM

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FD is not an investment la bro. what did you learnt for this past 7years gone wasted.
kashvinvj
post Feb 5 2021, 03:05 PM

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QUOTE(Pikichu @ Feb 5 2021, 02:54 PM)
Thank you for this tip.
You have to learn how bonds work.
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Bonds also have disadvantages. Here is what I found.

Bonds are also subject to various other risks such as call and prepayment risk, credit risk, reinvestment risk, liquidity risk, event risk, exchange rate risk, volatility risk, inflation risk, sovereign risk, and yield curve risk.
Pikichu
post Feb 5 2021, 03:10 PM

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QUOTE(kashvinvj @ Feb 5 2021, 03:05 PM)
Bonds also have disadvantages. Here is what I found.

Bonds are also subject to various other risks such as call and prepayment risk, credit risk, reinvestment risk, liquidity risk, event risk, exchange rate risk, volatility risk, inflation risk, sovereign risk, and yield curve risk.
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yes.
good you learn
I did not say investment is risk free.

FD do not have such risk, but even PIDM insurance for banks are limited to 250k .... so isn't that risk for depositors ?

BTW in this thread, TS also never mention about risk.

So up to you if you want to put money in bitcoin or Top Glove like this:
» Click to show Spoiler - click again to hide... «

same outcome but different fundamentals and paths.
viole
post Feb 5 2021, 03:11 PM

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QUOTE(yoyoi @ Feb 5 2021, 02:31 PM)
Aiyoo ASB more liquid than FD

EPF>ASB>FD
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why epf > asb?
J1g54w
post Feb 5 2021, 03:16 PM

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QUOTE(KL 1st Elected Mayor @ Feb 5 2021, 12:06 PM)
FD. Sure at least 2 to 4% return annually.
Asb and EPF good too but money not liquid.

Others money games klci crypto machem casino jer. If u want comfort life better avoid.
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casino got ppl bet billions of dollars? billions and billions of investments are pouring into bitcoin and crypto
yoyoi
post Feb 5 2021, 03:55 PM

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QUOTE(viole @ Feb 5 2021, 03:11 PM)
why epf > asb?
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Better rate but in terms of liquidation ASB much better
viole
post Feb 5 2021, 04:02 PM

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QUOTE(yoyoi @ Feb 5 2021, 03:55 PM)
Better rate but in terms of liquidation ASB much better
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throughout history, i never see epf rate can beat asb rate?

can you give me example of financial year that epf better than asb? for example, financial year 2020, the div will be out in 2021.

This post has been edited by viole: Feb 5 2021, 04:03 PM
heavensea
post Feb 5 2021, 04:10 PM

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Salah LGE
SUSdadah
post Feb 5 2021, 04:14 PM

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fd if u bumi status can get better deal.
cucumber
post Feb 5 2021, 04:32 PM

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Inflation rate is higher than FD.

If you put in FD you are losing money by default.

Only poor uneducated ppl put all their money in FD.
fantasy1989
post Feb 5 2021, 04:33 PM

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QUOTE(cucumber @ Feb 5 2021, 04:32 PM)
Inflation rate is higher than FD.

If you put in FD you are losing money by default.

Only poor uneducated ppl put all their money in FD.
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well...thats also their way to "protect" their money ..lack of knowledges go into stock market ..in the end semua hilang

or they will just keep buying gold and keep
cucumber
post Feb 5 2021, 04:53 PM

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QUOTE(fantasy1989 @ Feb 5 2021, 04:33 PM)
well...thats also their way to "protect" their money ..lack of knowledges go into stock market ..in the end semua hilang

or they will just keep buying gold and keep
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True. With the advancement of technology, investing in funds, stocks, crypto become much easier & cheap. Take robo advisors like StashAway for instance... there's really no excuse not to take advantage of it. You must be really dumb to put in FD now when the return now is <2%.
ye0073
post Feb 5 2021, 04:55 PM

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Now FD is not already an investment tool. The % so low.
Better all in BTC, Tesla or Apple.


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