I thought with hindsight you would suggest much better things, in the end still FD.
Really sei sohai
7 years investment, the most profitable is...
7 years investment, the most profitable is...
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Feb 5 2021, 02:47 PM
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Junior Member
976 posts Joined: Dec 2004 From: Living Hell |
I thought with hindsight you would suggest much better things, in the end still FD.
Really sei sohai |
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Feb 5 2021, 02:49 PM
Show posts by this member only | IPv6 | Post
#82
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Junior Member
356 posts Joined: Oct 2008 |
QUOTE(viktorherald @ Feb 5 2021, 02:34 PM) noo... FD won't even preserve your wealth, true inflation is much higher than interest rate. Diversification is preservation, Investment is wealth building. Putting everything in FD is actually riskier in the long run. |
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Feb 5 2021, 02:49 PM
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Newbie
13 posts Joined: Aug 2017 |
QUOTE(Pikichu @ Feb 5 2021, 02:46 PM) not that you are wrong Crypto defi pays dividend too...plus u caneven take a loan putting ur crypto as collateral...but the volatility between bitcoin .... compare to Nasdaq ... compare to TopGlove ... with comparable returns » Click to show Spoiler - click again to hide... « Plus company pays dividend... ...welll TS did not mention risk profile, so you win. |
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Feb 5 2021, 02:49 PM
Show posts by this member only | IPv6 | Post
#84
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Junior Member
39 posts Joined: Sep 2011 |
QUOTE(Pikichu @ Feb 5 2021, 01:56 PM) you can visit this website see which asset class canno give you 7% per annum in 10 years time Non of asset class mentioned in this article give guaranteed return.https://tradeviews.medium.com/asset-classes...hs-11d2b7daaf25 |
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Feb 5 2021, 02:52 PM
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Junior Member
202 posts Joined: Nov 2010 |
FD = investment. Lmao. This post has been edited by thexs: Feb 5 2021, 02:52 PM thxxht liked this post
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Feb 5 2021, 02:54 PM
Show posts by this member only | IPv6 | Post
#86
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Senior Member
1,623 posts Joined: Jan 2019 |
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Feb 5 2021, 03:03 PM
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Junior Member
335 posts Joined: Jun 2017 |
All in Bitcoin is the real investment?
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Feb 5 2021, 03:04 PM
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Junior Member
721 posts Joined: Apr 2019 From: BuKeYi Wonderland |
FD is not an investment la bro. what did you learnt for this past 7years gone wasted.
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Feb 5 2021, 03:05 PM
Show posts by this member only | IPv6 | Post
#89
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Junior Member
39 posts Joined: Sep 2011 |
QUOTE(Pikichu @ Feb 5 2021, 02:54 PM) Bonds also have disadvantages. Here is what I found.Bonds are also subject to various other risks such as call and prepayment risk, credit risk, reinvestment risk, liquidity risk, event risk, exchange rate risk, volatility risk, inflation risk, sovereign risk, and yield curve risk. |
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Feb 5 2021, 03:10 PM
Show posts by this member only | IPv6 | Post
#90
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Senior Member
1,623 posts Joined: Jan 2019 |
QUOTE(kashvinvj @ Feb 5 2021, 03:05 PM) Bonds also have disadvantages. Here is what I found. yes. Bonds are also subject to various other risks such as call and prepayment risk, credit risk, reinvestment risk, liquidity risk, event risk, exchange rate risk, volatility risk, inflation risk, sovereign risk, and yield curve risk. good you learn I did not say investment is risk free. FD do not have such risk, but even PIDM insurance for banks are limited to 250k .... so isn't that risk for depositors ? BTW in this thread, TS also never mention about risk. So up to you if you want to put money in bitcoin or Top Glove like this: » Click to show Spoiler - click again to hide... « same outcome but different fundamentals and paths. |
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Feb 5 2021, 03:11 PM
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Junior Member
838 posts Joined: Feb 2013 |
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Feb 5 2021, 03:16 PM
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Senior Member
1,449 posts Joined: Jul 2015 |
QUOTE(KL 1st Elected Mayor @ Feb 5 2021, 12:06 PM) FD. Sure at least 2 to 4% return annually. casino got ppl bet billions of dollars? billions and billions of investments are pouring into bitcoin and cryptoAsb and EPF good too but money not liquid. Others money games klci crypto machem casino jer. If u want comfort life better avoid. |
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Feb 5 2021, 03:55 PM
Show posts by this member only | IPv6 | Post
#93
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Newbie
34 posts Joined: May 2015 |
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Feb 5 2021, 04:02 PM
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Junior Member
838 posts Joined: Feb 2013 |
QUOTE(yoyoi @ Feb 5 2021, 03:55 PM) throughout history, i never see epf rate can beat asb rate?can you give me example of financial year that epf better than asb? for example, financial year 2020, the div will be out in 2021. This post has been edited by viole: Feb 5 2021, 04:03 PM |
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Feb 5 2021, 04:10 PM
Show posts by this member only | IPv6 | Post
#95
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Senior Member
9,616 posts Joined: Dec 2013 |
Salah LGE
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Feb 5 2021, 04:14 PM
Show posts by this member only | IPv6 | Post
#96
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Junior Member
161 posts Joined: Apr 2019 |
fd if u bumi status can get better deal.
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Feb 5 2021, 04:32 PM
Show posts by this member only | IPv6 | Post
#97
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Junior Member
779 posts Joined: Jun 2005 |
Inflation rate is higher than FD.
If you put in FD you are losing money by default. Only poor uneducated ppl put all their money in FD. |
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Feb 5 2021, 04:33 PM
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Senior Member
4,593 posts Joined: May 2008 |
QUOTE(cucumber @ Feb 5 2021, 04:32 PM) Inflation rate is higher than FD. well...thats also their way to "protect" their money ..lack of knowledges go into stock market ..in the end semua hilangIf you put in FD you are losing money by default. Only poor uneducated ppl put all their money in FD. or they will just keep buying gold and keep |
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Feb 5 2021, 04:53 PM
Show posts by this member only | IPv6 | Post
#99
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Junior Member
779 posts Joined: Jun 2005 |
QUOTE(fantasy1989 @ Feb 5 2021, 04:33 PM) well...thats also their way to "protect" their money ..lack of knowledges go into stock market ..in the end semua hilang True. With the advancement of technology, investing in funds, stocks, crypto become much easier & cheap. Take robo advisors like StashAway for instance... there's really no excuse not to take advantage of it. You must be really dumb to put in FD now when the return now is <2%.or they will just keep buying gold and keep |
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Feb 5 2021, 04:55 PM
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Junior Member
344 posts Joined: Sep 2004 |
Now FD is not already an investment tool. The % so low.
Better all in BTC, Tesla or Apple. |
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