please recommend me a yearly takaful medical card (age 42 male non-smoker).
so many products it is confusing
Insurance Talk V7!, Your one stop Insurance Discussion
Insurance Talk V7!, Your one stop Insurance Discussion
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Apr 1 2021, 01:47 PM
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#1
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Senior Member
4,299 posts Joined: Sep 2006 From: Your girlfriend's bed |
please recommend me a yearly takaful medical card (age 42 male non-smoker).
so many products it is confusing |
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Apr 2 2021, 01:12 PM
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#2
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Senior Member
4,299 posts Joined: Sep 2006 From: Your girlfriend's bed |
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Aug 3 2021, 03:58 PM
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#3
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Senior Member
4,299 posts Joined: Sep 2006 From: Your girlfriend's bed |
Etiqa called me and say they don't offer takaful medical card anymore. It must be attached to some kind of other plan.
Question about Takaful Malaysia myClick Term, if I apply that with CI, does it mean I don't have to apply myClick medicare ? |
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Aug 3 2021, 07:42 PM
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#4
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Senior Member
4,299 posts Joined: Sep 2006 From: Your girlfriend's bed |
QUOTE(ckdenion @ Aug 3 2021, 06:57 PM) hi zzzxtreme, I didnt see this myClick product from the online platform anymore. do you mind to share the link? https://online.takaful-malaysia.com.my/term-myClickTermhi Leo, 6-7 months is a long wait. i don't think the process take that long actually. by right the last document you submitted for company underwriting, within 30 days (or maybe max 60 days?) should have result already, unless within this 6-7 months there is medical checkup that you went to and more medical report needed to be retrieved from hospital. well, just to be specific, your application is declined or postponed? you can also try luck by applying with other companies. https://online.takaful-malaysia.com.my/medi...myClickMediCare |
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Aug 5 2021, 10:38 AM
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#5
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Senior Member
4,299 posts Joined: Sep 2006 From: Your girlfriend's bed |
Can anyone explain why GE i-Great MediHarapan is ~RM1600 a year but PruBsn anugerahPlus is ~RM3132 a year (up to 70y/o) ?
Both is annual rm200K, covers cancer take home drugs and treatment Must be something Im missing |
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Aug 5 2021, 10:55 AM
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#6
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Senior Member
4,299 posts Joined: Sep 2006 From: Your girlfriend's bed |
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Aug 5 2021, 11:46 AM
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#7
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Senior Member
4,299 posts Joined: Sep 2006 From: Your girlfriend's bed |
QUOTE(ping325 @ Aug 5 2021, 11:07 AM) hi zzzxtreme may i know how you get this RM3132 figure ? I asked two agents, both quoted similar amounts rm260x12This is because there are many add on under prubsn anugerah plus , the more add on you choose , for sure more expensive. Different combination will generate different quotation pricing which of course have difference in terms of coverage compare GE mediharapan. Riders includes crisis protector , income protector , medic booster , cancer protector , crisis shield , accidental protector plus , basic sum covered value and so on .... where as GE i-Great MediHarapan is a fixed coverage medical plan , thats why they display insurance charges upfront on the brochure. For prubsn, they added CI of rm10K, disability 20K, accidental death 30K (which I dont need), normal death 10K. Small amounts, but made the contribution become double of GE. Is that expected? |
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Aug 7 2021, 03:08 PM
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#8
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Senior Member
4,299 posts Joined: Sep 2006 From: Your girlfriend's bed |
Can we stack more than 1 CI plan?
Lets say now we have 3 In 2022 we claim 1. So it will automatically terminate. Left 2 In 2030 we claim another. Left 1 And so on? |
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Aug 7 2021, 08:51 PM
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#9
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Senior Member
4,299 posts Joined: Sep 2006 From: Your girlfriend's bed |
Thank you. Now I know whats the meaning payor 😂
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