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Insurance Talk V7!, Your one stop Insurance Discussion
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tzxsean
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 Mar 24 2025, 07:31 PM
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I was quoted RM500 + RM200 loading for this GE ILP plan. Is this quotation fair/reasonable for medical insurance based on my profile/background? Age - 36 Existing conditions - previous history of mild hypertension (currently normal range), blood sugar at pre-diabetic range + slightly high BMI Existing medical insurance - very old/outdated AIA standalone plan at 110k annual limit and 330k lifetime limit Insurance/Take home salary ratio - around 10% This post has been edited by tzxsean: Mar 24 2025, 07:42 PM |
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tzxsean
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Mar 24 2025, 07:43 PM
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QUOTE(MUM @ Mar 24 2025, 07:39 PM) Is it possible for you to take medications to control it to within normal range 3 months BEFORE applying for the plan? If they wanted you to redo the test, then redo it....perhaps you can save 40% of the premium. Premium 500, loading 200 = abt 40% more. I'm not under any medication for the blood sugar currently I already applied for the plan unfortunately and had urine test (first test) initially, before being requested for blood test (2nd test) 1 week later. I can afford it but just want to have 2nd / 3rd opinion whether the quotation is fair/reasonable on the coverage provided This post has been edited by tzxsean: Mar 24 2025, 07:48 PM |
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