maybe this has mentioned before somewhere in this thread, but I guess won't hurt to ask again

basically, AIA has sent revision letter recently, and you'd guessed it, it's about price hike. they're giving reason along the line of "rising medical costs", and not the first time this has happened (precisely this will be the 2nd time).

back in 2024, my insurance premium rose from 3k/annum to 3.6k. aight fine. then very shortly after, BNM released interim measures to curb premium adjustments till 2026 (I don't have full knowledge of what was outlined in the list of measures taken)

this month AIA sent this revision letter about another readjustment, stating that for the 26-27 premium payable will be increased by ~6% to >3.8k/annum. then further forecasting that in 27-28, it'll be >4.1k (7.5% hike relative to the previous year), 28-29 it'll be >4.4k (another 7% hike relative to the previous year).

it's even worse for older age people like my parent (>60yo, also using AIA), the relative hike is >10% for 2027 and 2028, and on 2028 onwards the premium hikes to >10k/annum, compared to 6k/annum in 2023 (2024 hiked to 7.5k). it would grow to almost 70% hike for 2028.

though, there's a statement mentioning "please note that the premiums payable from policy anniversary in 2027 and 2028 are indicative and not guaranteed and may be subject to change"

the vague question that I wanna ask, is this really normal? the hike is way too high and I don't think it's actually following the inflation rate (ofc I don't think, but reality may be different)
has anyone also received similar revision letter around this year, in a format where they forecast the premium hike for the next few years?

more info: this is about A-Plus Health, part of A-LifeLink 2 life insurance.