hi gurus, my friend have a medical insurance under great eastern, the sick he have is cyst in his mouth require operation at his mouth at a dentist clicnic. i want to ask, does this operation cover under great eastern insurance, the agents looks like bullshit with my friend and keep on questioning why do the operation at dentist there.

Hi the cyst is affected from the teeth,affected to the skull there,the doctor have to do a operation on mouth,cutting off the cyst from skull and put it to the labortory to test whether it is cancer or wat,unfortunetly the specilist of this doctor work in the clicnic,tat why we have to go there.

Oh?can pre apply for GL first?i nvr hear that..confirm can do it?tq

Appreciate to know what kinda document require?as i know the xray is nessary,wat else other thing?tq

buying insurance izzit nessary have to go through agent？

I have go through a meeting with my agent regarding the increase price of the insurance. We had discussed few point which i unlikely agree. Here is the thing we had discussed

1) he claim tat EVERY insurance model actually is running base on a pool fundings. So the insurance will be eventually increased the premium price eventhough u r very young subscripted it. Is tat true?

2)some of the insurance they only accept to 70 years old,eventhough u want to pay the premiem they also wont accept. If u reach 99 years old the premium will be 31 k per year,is tat true?

3)the invesment link account,lf lets say currenly im 300 month,150 is the premium of the insurance,actually only left 80 go to invesment fund,70 goes to adminstrating charges.

4)for sight surgery,for example cataract,cannt be fully claim,only give u max 2000 per eyes.every insurance is the same,is tat true?

appreciate to elaborate more tq..

1. So the insurance will be eventually increased the premium price eventhough u r very young subscripted it. Is tat true?
Incorrect.
Currently im 300 per month, can it be maintain to 300 until im 99 years old? the claim as promise 1M renew by every year nvr change.



2. some of the insurance they only accept to 70 years old,eventhough u want to pay the premiem they also wont accept.
Incorrect.
this i agree

3. Incorrect. You may want to refer to your policy for the exact distribution.

agree..


4. Not true as that depends on the package / benefit that you signed up for.
agree, my 1 is smart protection essential smart protect 2,with few rider. IL CRITICAL ILLNESS BENEFIT RIDER,SMARTMEDIC XTRA,SMARTMEDIC XTRA 99, SMART EXTENDER 90K (R&B150) ,SMART EXTENDER 90K 99 (R&B150) , IL PREMIUM WAIVER EXTRA RIDER.

not sure im this protection is ok for me or not, tq

then typically insurance like Pyramid scheme already.. i thinking if the fund alots of people pass away ..how to sustaine? what will be the end of this pool? for example my insurance promise can cover until 99 yrs old, i for sure my plan cannt have new funds come in around 30-40 years later..then how to sustance to 70 years later?

This post has been edited by jrshow: Jan 16 2024, 09:38 AM

Extract wisdom tooth insurance cover?tq

hi, can i know, all the medical insurance here will not cover for oral surgical? but i have a sickness is causing from teeth to skull, so this also consider as oral surgical?

tooth inflection become oral cyst ..

Get well soon bro,just need to tellbu this is not cover by insurance

easy to say is a gigi rosak then the bateria go up to the skull, already solved...