https://www.thestar.com.my/news/nation/2021...surance-company

came across this news just now. The lady didnt delcare she has depression when she apply for insurance and few years later, the lady got cancer and insurance company reject her claim because she didnt declare her depression.

If i visit clinic because i sakit perut/sakit kepala but i didnt declare when apply insurance, will insurance company reject my claim if i am hospitalized in the future?

hi i would like to ask about medical card repricing for ILP. Lets say insurance company decided to increase the COI of medical card by 40%, is the suggested premium increment 40% as well? Is % increase in COI = % increase in premium? thanks

ya if want to maintain the initial sustainability, then usually the % increase in premium will be higher or lower than the % increase in COI?

I read somewhere in this forum where some insurance agent said that if a new medical card is being used (less than 1 year old), then usually insurance company will refuse to issue GL and u will need to pay and claim first. If the claim is genuine, then insurance company will pay the money to you and the whole process takes around 2-3 months time as they need to check ur past medical record and etc...

Then again, some ppl claimed that they get their GL issued just in a few hours time

Why sometimes it takes insurance company as long as 2-3 months to check your past medical record, and sometimes just only a few hours ?

https://www.chinapress.com.my/?p=2558306

Hi all sifus, this is another case whereby the insurance policy is terminated because of non disclosure. But there is something weird in this case, the insurance company paid for the first medical bill (RM 1million ++) but refused to pay for the subsequent bill when the patient is admitted to hospital again. The reason of rejecting the claim is non-disclosure of stroke which happened 20 years ago. If the insurance company wan to terminate the policy because of non-disclosure, why they still pay for the first bill?

Hi all, what are the likely exclusions that will be imposed on the medical card if one has sinusitus?