Insurance Talk V7!, Your one stop Insurance Discussion
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 Nov 2 2025, 01:04 PM
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#1
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Junior Member
253 posts Joined: May 2019 
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HI,
A Term Life Policy (RM50,000) with an Accelerated Critical Illness Rider (RM50,000). Now i settled the loan with one bank (5th year of 23 yrs tenure) and pending perfection, what is the best way to deal with this insurance ? terminate this? to continue this with AIA how ? pls advise This post has been edited by ichigo kawasaki: Nov 2 2025, 01:05 PM |
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Nov 2 2025, 01:54 PM
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#2
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Junior Member
253 posts Joined: May 2019
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QUOTE(Wedchar2912 @ Nov 2 2025, 01:24 PM) assuming you are healthy. one lump sump payment Rm5.7k for 23 yrs loan , it was at age 46.how much are you paying for this coverage monthly? 50K rm is really quite small an amount... so if you are paying like 100 or 200rm pm, just cancel it lar. if you just pay like 5 to 10rm pm, sure... still worth keeping it. note: personal opinion... not involved in insurance industry  |
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