Hi all,

I wonder if a Schizophrenia patient (around 26 years old) who has been consuming mental related medicine for about 2 years and still not yet stop, does he/she is entitle to purchase medical insurance?

This post has been edited by dotax: Apr 7 2022, 01:51 AM

Thanks for answering, is there any condition where the patient can approved for medical card in future?
I heard there need to be a certain period where the patient stop consuming the medicine before applying for medical card. Wonder if there is true?

Hi all, hopefully I can get some information here for a very old insurance policy for my aunty. She purchased the insurance in year 1996 from AIA, and the agent no longer stay contact with her anymore.

Insurance Plan : AIA Visionlife Plus
Face amount : 25000
Policy date : May 17, 1996
Maturity date : May 17, 2069
Age : 27

Type of coverage:
Life
Amount : 25000
No of years premium payable : 61

EAPWP
Amount : 25000
No of years premium payable : 33

CLR
Amount : 25000
No of years premium payable : 61

AI
Amount : 15000
No of years premium payable : 38

My question for this policy is
1) what does it means by No of years premium payable? Is that means the year where the rider will be elapsed from policy date?

2) until when the insurer need to continue pay the premium for this policy to keep it active? Is it until 88 years old?

Hopefully any professional can help to answer this as I tried to search around in AIA website but they have no much information on this...🙏

This post has been edited by dotax: Jun 5 2022, 09:46 PM

Hi lifebalance, thanks for your reply!

I wonder in that case, would you advice from your opinion, what happened to the policy between last rider ceased at 2057 and 2069?
Wonder if it would be advisable to withdraw the remaining cash balance from the policy after 2057?

Thanks for your feedback denion!

I got it now, thanks for your feedback lifebalance!