Hi guys, I'm looking for traditional life insurance plan but most of companies only hard sell investment linked plan. I came across HLA and they quoted traditional plan so called Secure 100 non participating whole life plan with premium payable for whole policy term. Would like to double confirm this plan is legit traditional plan without investment linked . Main reason I would like to stick with traditional plan is the surrender value for investment linked is so much lower than the traditional.

HLA quoted for Death rm300k, TPD rm300k, CI rm100k with yearly premium around rm4.9k for this non- investment linked plan. Would like to check thru with you guys since I read a lot of complaint for HLA recently and not sure are this is the best reasonable plan. Kindly propose if there are better option.

Yes I'm looking for non investment linked type with coverage Death rm300k, TPD rm300k, CI rm100k. Is there any other companies can be proposed for comparison ? As previously I tried to inquire some and they only hard sell the investment linked type...