Hi delsoo,

Are you working overseas permanently or do you come back every 90 days ?

Which country are you working at and what's your nature of work ?
Yes, as long as it's medically necessary to be hospitalized.

Which country are you working at and what's your nature of work ?

Hospitalizations cost in sg with Malaysia medical card.... Preferably with very high coverage.
Why not source for it in SG?... Most probably easier to claim n to get follow up on claims documentation

There is a few option.

1. Buy a Singapore Insurance if you are planning for a long term stay there

2. If you do come back to Malaysia and only travelling to SG for work but stuck due to COVID - then applying for a Local Medical Card  is also viable as they do extend coverage to Singapore but do note it's still based on Reasonable & Customary and Medically Necessary Charges for such equivalent local treatment in Malaysia. Which means the covered amount would not be full (SGD v MYR).

3. If you're willing to spend a premium for it, there is also can option where you can cover 100% of the cost incurred while in Singapore and there is no travel restriction or waiting period (coverage starts immediate).

I can suggest you companies like AIA, GE for starters.

You can still buy & keep if your intention is one day you would come back to Malaysia but worry if you've succumbed to any critical illnesses in Singapore which you worry about not able to apply for any Medical Card in the future.

Yea, no issue on that