Any prudential expert here?

My bro claim was rejected on the basis he was not admitted to gov hosp, but to quarantine centre. It is not his choice where he was sent to.

Any way can appeal this case? Pretty disappointed of this rule and he never claim anythg in the past 7 years oso.

Recently i was admitted because of back pain during lifting heavy object and the claim was denied too. I got all the relevent docs from the hosp. In my 9 years of paying the premium, the only thing i claimed was dengue fever which costed me RM600.

Yeah, he is ok and was only having fever and loss of taste.

While i understand the argument, i feel that many providers can offer reward to those are taking care of their health. Similar to car NCD perhaps. I refrained from smoking, alcohol, bad air, food, plenty of exercise etc. Yet my friends with bad lifestyle benefit the most. That is why i was disappointed when my 1st ever claim in 5 yrs was rejected, despite the bill was less than half my monthly premium. I feel they should take a look at my history and know i’m not faking my accident.

My PRU premium also increase to RM368 starting next month..thinking of switching a cheaper plan as it is too burdensome for me

Anybody can elaborate what kind of scheme is this?