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 Insurance Talk V7!, Your one stop Insurance Discussion

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ahleemaju
post Feb 8 2021, 11:59 PM

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all my cash value in allianz income provider become 0 inside my customer portal, omg!?

is this some technical glitch? anybody else having same issue? it suppose to have rm81k in it.
ahleemaju
post Feb 9 2021, 12:09 AM

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QUOTE(lifebalance @ Feb 9 2021, 12:02 AM)
smile.gif  I doubt 81k will go missing all the sudden, call in tomorrow to check with the customer service.
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it stated 'in-force' but like this


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ahleemaju
post Feb 17 2021, 10:16 PM

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hi, would like to ask:

i just insured under this product

https://www.allianz.com.my/allianz-1cover

user posted image

but then i receive my policy few days later and it have pages like this


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application was done using zoom, and agent show me 'questionnaire' section that was grey out. (but i dont have the recording as proof cause agent send me an audioless recording that also miss out the application stream)


should i concern bout this?


This post has been edited by ahleemaju: Feb 17 2021, 10:30 PM
ahleemaju
post Feb 18 2021, 12:52 AM

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QUOTE(ckdenion @ Feb 18 2021, 12:21 AM)
Hi ahleemaju, i assume agent got inform you about one of the feature of this product which is no medical underwriting. The blank out part is not a concern because there is no health questionaire needed for this plan application.
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QUOTE(lifebalance @ Feb 18 2021, 12:28 AM)
This is a non medical underwriting plan thus the questions were not required to be answered.
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yes I know, and no medical underwriting is the one I wanted.

I have insured few other insurance companies with same type of product, all of their policy have no include questionaire section except allianz.

why still include why no question asked during application,

im worry allianz might use this to reject my claim in future.


ahleemaju
post Feb 18 2021, 10:06 PM

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QUOTE(ckdenion @ Feb 18 2021, 03:47 PM)
ic. now i understand your concern. i can assure you that you do not have to worry about this since it is made clear that this plan doesn't need health underwriting so definitely wont have any claim issue due to that too. no worries ya wink.gif
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thx for your reply


it's made clear on the product page, but not in policy. can i use the product brochure as my backup if anything unpleasant happened?


i asking here wonder if anybody else have similar experience of blank answer on health question section, what does it indicated?
ahleemaju
post Feb 19 2021, 06:19 AM

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QUOTE(lifebalance @ Feb 18 2021, 10:16 PM)
The policy contract that you screenshot has a section where only questionnaire applicable for this 1Cover plan is needed to be answered.

It'll supersede the general template that you've shown.
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erm, which sentence u meant?

thanks

 

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