Looking for term life insurance, coverage 500k.

Came across PB WealthElite 3, hence did some comparison among other players such as Axa/ AIA/ FWD / Takaful & FI

Traditionally TL has no value in term of return but as compare to PB WE3, it states as below

Reap the rewards of your plan with 100% of your account value at maturity.
You will receive an additional 20% of your account value as a Longevity Bonus

Would want to see feedback from those who have sign up for this product and understand whether it's worth the $ spend

Welcome feedback and suggestion

Thanks