Hi all,

I am looking for a personal medical insurance. Currently, my GE insurance is advising me to increase my premium again. Even though it is an ILP insurance, IIRC, this is the second times they increase the premium since I bought it 6 years ago. I am currently 30. The premium is RM430 per month.

I would like to shortlist some decent companies that I should look at. Can you help me on this?

Thank you in advance.

I prefer the medical insurance to be no fuss and just be there when I need the claim.

To be honest, the hike of RM50-60 monthly every time I get notified is quite hefty for me.

They mentioned about the inflation of medical cost. I can understand that, but I do not have a good baseline to compare, so I would like to explore outside whether it is the same elsewhere.