Hello all,
I'm 28 years old healthy, non-smoker male.
I recently get touch with Generali Insurance agent (Previous known as AXA)

I received insurance quote for ILP from him/her as below:
Wealth Protect Assurace 2 - 100 yrs:

TPD & Accident = 50k | Accidental Death - Additional 50k
CritiCover - CI (194) = 50k | 100k if Cancer Related, Heart Attack, Stroke
OneMedic Elite 1 = 1Mil | 10% increase every 5years if no claim made
Hospital Income = RM100
Premium Payor = To cover the premium in case anything happened till 80 years old

All these plans/riders for annual Premium = RM220 monthly

Would like to know whether these coverages are cheap or expensive for the Quoted Premium ?

Thank you for the reply. While comparing my colleague AIA ILP plan which have slightly higher monthly premium medical coverage with 1.6Mil coverage. My concern here is 1Mil medical coverage that been offered is sufficient for these days ?