Insurance Talk V7!, Your one stop Insurance Discussion
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 Apr 13 2021, 09:34 AM
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#1
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Senior Member
6,358 posts Joined: Feb 2008 From: Internet World  
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Applied insurance and got cancelled halfway. Did every test but when reach to the point where the doctor need to give their report (and the doctor refuse because reason might affect my insurance etc...) ...
I am left with disappointment. I am left uninsured. need advise on what i should do next This post has been edited by Leo the Lion: Apr 13 2021, 09:35 AM |
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Apr 13 2021, 09:44 AM
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#2
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Senior Member
6,358 posts Joined: Feb 2008 From: Internet World
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QUOTE(Holocene @ Apr 13 2021, 10:39 AM) Interesting how the Doctor can refuse to produce a report. Even if the report disqualifies you from getting insurance, wouldn't you want a copy of it for your own keeping? Is there any action plan proposed by the Doctor that you need to take in order to have a better report in the future and only applying for insurance then? If that's even possible. Best, Jiansheng  QUOTE(lifebalance @ Apr 13 2021, 10:42 AM) The doctor will not pass you the report, they'll directly send it to the insurance company once you've conducted the test. The insurance company that requested the doctor to provide the report.From the sound of it, your story is incomplete, it's not possible for the doctor to cancel your insurance application nor refuse to pass your report to the insurance company after conducting the checks required by the insurance company. However, if what you said is true, you may file a complaint to the insurance company that you've applied with on the incident you've mentioned as these clinics / hospital are appointed as the panel to the insurance company. |
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Aug 3 2021, 05:05 PM
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#3
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Senior Member
6,358 posts Joined: Feb 2008 From: Internet World
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I recently got whatsapp from my agent telling me my application got rejected due to medical conditions (that I am too shy to share here). I waited months and did my due diligence by giving documents. 6-7 months and the answer is rejected. I am sad and in despair…
Applied to PruBSN… |
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Aug 13 2021, 07:33 PM
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#4
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Senior Member
6,358 posts Joined: Feb 2008 From: Internet World
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QUOTE(thisisavatar @ Aug 10 2021, 10:20 PM) which insurance company's medical card is the best in Malaysia? the best one should be the one tailored to your medical need. and an agent you can trust in the long run. |
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Aug 15 2021, 10:25 AM
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#5
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Senior Member
6,358 posts Joined: Feb 2008 From: Internet World
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QUOTE(delsoo @ Aug 14 2021, 11:39 AM) No, la. I wont be so stupid haha. If I need to be hospitalised, I will come back to Msia lo What if you suddenly passed out and admitted to SG hospital? You can’t choose to move to Malaysia hospital Is that still possible ? the medical card still valid I am not in Msia for 90 days consecutively ? |
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Oct 2 2021, 11:28 PM
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#6
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Senior Member
6,358 posts Joined: Feb 2008 From: Internet World
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QUOTE(watabakiu @ Oct 3 2021, 12:22 AM) Wanting to get a PruBSN with an agent, but is been over a month & still not ready. is this normal? Mine took 2-3months in underwriting stage agent say got manpower issue, & now still in underwriting stage. & let say I decide to just cancel now, will i get my deposit back?  |
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Oct 3 2021, 12:59 AM
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#7
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Senior Member
6,358 posts Joined: Feb 2008 From: Internet World
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QUOTE(watabakiu @ Oct 3 2021, 12:47 AM) PruBSN also? Yes. |
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