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 Insurance Talk V7!, Your one stop Insurance Discussion

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Kitty_catts
post May 2 2021, 09:55 AM

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Hi. Can someone advice me on which medical insurance fits my criteria. Few things that Im looking for

No deductible charges. Insurance pay for all.
Cashless admission. If hospital itself require deposit, its okey.

Some of the insurance I found fit my match are :
1) Allianz - MediSafe Infinite+
2) Tokio Marine - Premier Medic Partner


However I dont know how good are their customer service. Open to any other suggestion / insurance as well.I also have a company medical insurance with limit up to 80k.

Kitty_catts
post May 2 2021, 10:16 AM

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QUOTE(lifebalance @ May 2 2021, 09:59 AM)
There are quite a few option, some may have atleast 300 deductible minimum but I'll list based on their latest plans with non-deductible options below.
Allianz
Manulife
Hong Leong
AIA
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AIA which type ya? Theres too many type in AIA + a lot of it need to contact agent
Kitty_catts
post May 2 2021, 02:38 PM

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QUOTE(adele123 @ May 2 2021, 10:39 AM)
I would recommend not to limit your option by must only buy those without deductible.

Low amount of deductible of rm300 can save you more money on the insurance portion. Even if low amount deductible, it's still cashless.
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I see.. which insurance have low deductible?
Kitty_catts
post May 2 2021, 02:39 PM

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QUOTE(lifebalance @ May 2 2021, 10:18 AM)
You'll need to buy through an agent
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Agent will provide all the info needed?

 

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