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 Insurance Talk V7!, Your one stop Insurance Discussion

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H2O3
post Jan 1 2024, 02:57 PM

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Hi guys, need some clarification. Currently looking at allianz i-essential life plan.
The TNC "the premium payment term for this plan is 10 years" mean the policy will be renewed every 10 years?
"The premium for this plan is level" mean even though after 15 year my premium is still the same as entry age at 35 years old?

H2O3
post May 17 2024, 11:12 AM

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Hi guy, need some advice here. My father bought this GMC medical card during 2007 and his AL is only 60k which already fully claim for surgery (thyroid and cataract) this year.
At the same time he is also diagnose with a stage 2 laryngeal cancer where he will start radiotherapy end of this month.
Refer to the policy I uploaded, do the outpatient cancer treatment for 13k is included in the 60K annual limit?
Agent said that the 13K limit is included in the 60K limit but I feel the other way reading from the policy. Any agent can give clarification on the matter?

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This post has been edited by H2O3: May 17 2024, 11:13 AM
H2O3
post Sep 20 2025, 11:32 AM

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hi, anyone here have receive the offer for Allianz GIO? Mind to share more? My old plan UMSIR and the new policy offer under Assurelink with somesort of NCD mechanism

 

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