Hi guys I have an insurance plan my parents bought it for me many years ago, it's Great ProtectLink (Investment-Linked Life Insurance) from Great Eastern, the details as follow:



Investment Value: RM3x,xxx

IL-Health Protector (Medical Card)

Annual Limit: RM150,000

Lifetime Limit: RM600,000


One friend of mine work for manulife told me this is outdated policy and with similar monthly payment around RM200~300 i can get insurance with annual medical limit up to RM1mil and lifetime unlimited, is there any caveat? From my research most insurance available today also offer similar higher limit.

If that's the case I wonder why insurance company won't renew the policy coverage limit instead waiting us to inquire? And does that mean i am better of subscribe to a new insurance and cancel this old plan? Or maybe i should change to a newer policy with Great Eastern instead?

Thanks for all the help in advance!

This post has been edited by Cyyap95: Oct 5 2025, 05:22 PM