Hi all, I received premium revision for my existing GE medical insurance plan (SMARTMEDIC XTRA + SMART EXTENDER), need some advice on some question which my agent wasn't able to explain clearly or maybe just my understanding not good:

1. There is a recommended/suggested revision premium amount +RM80 per month to maintain to same coverage but there are choice for minimum amount of +RM20 so question is why anyone would choose RM80 if there is a lower option? Any chance on opting lower amount?

2. My agent suggest me to opt for an upgrade to a diff plan (reason bigger pool of fresh fund product usually "sustain" better meaning less likely to increase premium soon) but I am worry that the new plan just initially low cheaper but eventually increase higher premium and more frequently revision - am I right about my worry or should I just opt for upgrade instead of premium revision on my existing plan, can anyone please advice.


TQVM

how slow is GE communication to their customer?

I only received message from my agent about "LEVEL UP MEDICAL COVERAGE CAMPAIGN" and inform need to decide with next week or so?

I saw this campaign is starting since March until 30th April, but no email, letter until agent inform me, is this part of tactic to push customer to sign up new coverage?

Don't know about your experience buying insurance/dealing with insurance agent but my insurance agentss always encourage to buy new product rather than discussing about insured endorsement.

This post has been edited by AhBoy~~: Yesterday, 01:26 PM