its ok, no much.....buy for my children.
wanna see how their fund manager react to the market.....after that do my exercise.....what to do......not pro in this , still learning 

ya, this FOF
oledi pay sales charge/redeem fee punya,so i must pick the most aggressive fund, else just wasting the fee that i pay . 
and the fund in side this fund oso must cant be purchase locally.....else i just go buy by myself 

my Service Manager send me the fund factsheet monthly, so i can monitor it.

i oledi ask CS and my service manager, for the first time, must go branch to subscribe (assign u one service manager).
After that, can top up any time by log in to i-Access

con is got redemption fee (3%) 

You should open SA account for your children instead

This fund of funds really crazy if you got chance buy separately will be at least by now 12% YTD

But 4.9% YTD still good but the 3% repurchase charge too high

Children savings better off buying those MOMO ETFs