As long as the Covid-19 is still here, the property prices will remain stagnant and slightly dropped.

A lot of subsales dropping their prices but developers' project remain high price due to demand. Can see people rather buy developer units because of new, low or no down payment or in conjunction with HOC 2020.

When all these happened, it's time to buy instead of sell. But so many uncertainty, just wait and see.

Financial stress doesnt mean is always about owing money to the bank. Owners have cash out property for medical treatments, finance children education, business expansion or to prevent debt action ...... etc.

In simple term, a property owner will sell if he needs the money, if borrowing is not an option.

Every property is sold or hold for a reason.