The hard truth is that everyone born with different cognitive ability, most doesn't have enough brain power to earn 20k/m net salary, it's like a pentium III processor no matter how hard you try to run gta 4 with it wouldn't run at all, not by choices and it only made worse if they grow up in a shit environment that they were feed nasi kicap ikan bilis junk food. Not saying they can't be sucksesful like you do, maybe they saved up enough one day and open a restaurant like the Fatt Kee, met a caina wife that her ideas change his life foleve.