6k salary for 690k loan can be difficult to manage, reason are you have to pay progressive interests during construction, lower floor pay more interests, at the same time you have to pay current rental and also save money for renovation.

When you got the house, you will start serving the full loan, maintenance fees, insurance etc. At the same time you need to spend lump sum money for renovations. If not properly planned, can be very stressful.

One way to see is whether your current income can increase in this few years, and how fast.

And you need to spend money on marriage also. All have to be taken into account.

This post has been edited by wsoon82: Dec 14 2020, 11:46 PM