Hi Sifus out there,

Newbies here. Recently I’m looking at upcoming projects at PJ area. I’ve personally been to:

1. Sunway Serene
2. The Arcuz
3. D’erica
4. Cubic botanical
5. Embayu
6. Ryan & Miho
7. Millerz

My nett income is 4k, if have incentive then will have more. Currently working at Paradigm mall. My gf is working at KL gateway and we plan to get married in 3 yrs time. Looking for a 3R condo for future own stay use. Budget is around 500-600k & Won’t be joining name with my gf.

I’ve placed booking fee RM100 for D’erica, and I’m not sure whether I made the right decision or rush into things or not. This project will be completed in 4 yrs time and I just feel like 4 yrs is so many uncertainties and don’t know what will happen to this so called “township” by Exism. I’ve get mixed advice from friends and family. They just think it’s quite overpriced for 1200sf, 690k (loan amount) for 35 years.

Questions are:
1. Is there any better property that fits my requirement around Pj? Cos I think I keep limiting my own mindset to think that I can only afford D’erica with this sf at this price.

2. Is this project a good buy? I get feedbacks that it is very high dense and in case I wanna use it for rental in future? Will throw price and internal competition is so strong?

3. Value appreciation? I’ve survey nearby neighborhood eg. Damansara perdana, currently condos there is also selling like 400-500psf, so not really growing (perdana view condo, perdana exclusive condo etc). Will it happen to D’erica as well? Asked the agent they of coz say no, and showing me comparison with Desa park or KD, of coz there’s a gap in price psf, but they’re not comparing Apple to Apple.

4. My cousin has bad experience buying a condo in Melaka, before buying the agent say until will fly like that end up the developer zao lo and he has to pay for 35 yrs for nothing. I know D’erica is protected by HDA. but is it really safe? It’s close to 700k and it’s my first house. I can’t take the risk eh..

5. My friend ask me not to rush into this as there is so many projects out there.. but I want to stay in PJ but is there any other projects at Pj that fits my budget that I didn’t think of?

Thank you for your value advice sifus 🙏🙏🙏

Noted. Thanks for your valuable advice! Btw, any project at 500k range to recommend? Don’t mind Subsale project as long as it’s in Pj.. Actually I’m not from KL, and my workplace is at Pj so I’m only familiar with PJ haha. Not familiar with other parts of KL or selangor haha

Actually my income is not fixed, I have basic but I’m incentive based & my incentive payout is once a quarter and max payout is around 10k.. I’ve calculated for the past 6 months, my average income per month (basic + incentive) nett is around 6k per month..